A
The Security State Bank
EmerySD
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Security State Bank
Emery, SD
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Rating A
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 10.00
Stability Index 8.00
Company Info The Security State Bank
Emery, SD
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FDIC Number 15749
Phone Number (605) 449-4261
Website www.thesecuritystatebank.com
Asset Quality The Security State Bank
Emery, SD
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1-Year Asset Growth 2.14%
5-Year Asset Growth 2.33%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Security State Bank
Emery, SD
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Total Assets 61.48M
Total Deposits 50.07M
Capital and Reserves The Security State Bank
Emery, SD
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Capital 11.03M
Leverage Ratio 18.47
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 38.82
Liquidity The Security State Bank
Emery, SD
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Hot Money Ratio 11.34%
Liquidity Ratio 68.88%
Profitability The Security State Bank
Emery, SD
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5-Year Return on Average Assets 1.16%
Net Income 680.00K
Net Interest Spread 4.68%
Operating Profit to Average Assets 3.10%
Overhead Efficiency Ratio 31.74%
Return on Assets 2.31%
Return on Equity 12.74%