B
Flat Branch Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Flat Branch Bank
Richmond, MO
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Rating B
Asset Quality Index 8.50
Capitalization Index 7.10
Liquidity Index 5.60
Profitability Index 2.60
Stability Index 4.80
Company Info Flat Branch Bank
Richmond, MO
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FDIC Number 15751
Phone Number (816) 776-7070
Website flatbranchbank.com
Asset Quality Flat Branch Bank
Richmond, MO
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1-Year Asset Growth 105.65%
5-Year Asset Growth 31.99%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.17%
Non-Performing Loans to Loans 0.05%
Balance Sheet Flat Branch Bank
Richmond, MO
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Total Assets 88.75M
Total Deposits 77.71M
Capital and Reserves Flat Branch Bank
Richmond, MO
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Capital 9.60M
Leverage Ratio 9.07
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 30.43
Liquidity Flat Branch Bank
Richmond, MO
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Hot Money Ratio 0.66%
Liquidity Ratio 64.82%
Profitability Flat Branch Bank
Richmond, MO
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5-Year Return on Average Assets 0.70%
Net Income 18.00K
Net Interest Spread 3.75%
Operating Profit to Average Assets 0.12%
Overhead Efficiency Ratio 89.77%
Return on Assets 0.08%
Return on Equity 0.75%