C
Flat Branch Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Flat Branch Bank
Richmond, MO
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 2.00
Stability Index 5.50
Company Info Flat Branch Bank
Richmond, MO
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FDIC Number 15751
Phone Number (816) 776-7070
Website flatbranchbank.com
Asset Quality Flat Branch Bank
Richmond, MO
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1-Year Asset Growth 12.16%
5-Year Asset Growth 31.02%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.72%
Non-Performing Loans to Loans 0.18%
Balance Sheet Flat Branch Bank
Richmond, MO
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Total Assets 95.84M
Total Deposits 81.47M
Capital and Reserves Flat Branch Bank
Richmond, MO
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Capital 13.93M
Leverage Ratio 12.95
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity Flat Branch Bank
Richmond, MO
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Hot Money Ratio 3.03%
Liquidity Ratio 49.00%
Profitability Flat Branch Bank
Richmond, MO
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5-Year Return on Average Assets 0.70%
Net Income 11.00K
Net Interest Spread 4.05%
Operating Profit to Average Assets 0.01%
Overhead Efficiency Ratio 94.10%
Return on Assets 0.01%
Return on Equity 0.11%