| Weiss Ratings |
Citizens National Bank of Albion
Albion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 5.70 | |||
| Company Info |
Citizens National Bank of Albion
Albion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15760 | |||
| Phone Number | (618) 445-2344 | |||
| Website | www.cnbalbion.bank | |||
| Asset Quality |
Citizens National Bank of Albion
Albion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.67% | |||
| 5-Year Asset Growth | 1.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 1.93% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Citizens National Bank of Albion
Albion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 350.76M | |||
| Total Deposits | 287.15M | |||
| Capital and Reserves |
Citizens National Bank of Albion
Albion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 59.49M | |||
| Leverage Ratio | 17.17 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Risk-Based Capital Ratio | 26.16 | |||
| Liquidity |
Citizens National Bank of Albion
Albion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.27% | |||
| Liquidity Ratio | 21.29% | |||
| Profitability |
Citizens National Bank of Albion
Albion, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 3.31M | |||
| Net Interest Spread | 3.51% | |||
| Operating Profit to Average Assets | 1.65% | |||
| Overhead Efficiency Ratio | 53.78% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 7.75% | |||