| Weiss Ratings |
Citizens National Bank of Albion
Albion, IL |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
Citizens National Bank of Albion
Albion, IL |
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| FDIC Number | 15760 | |||
| Phone Number | (618) 445-2344 | |||
| Website | www.cnbalbion.bank | |||
| Asset Quality |
Citizens National Bank of Albion
Albion, IL |
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| 1-Year Asset Growth | -0.21% | |||
| 5-Year Asset Growth | 0.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 2.01% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
Citizens National Bank of Albion
Albion, IL |
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| Total Assets | 345.71M | |||
| Total Deposits | 282.95M | |||
| Capital and Reserves |
Citizens National Bank of Albion
Albion, IL |
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| Capital | 58.62M | |||
| Leverage Ratio | 16.72 | |||
| Loan Loss Reserves to Loans | 1.41% | |||
| Risk-Based Capital Ratio | 25.88 | |||
| Liquidity |
Citizens National Bank of Albion
Albion, IL |
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| Hot Money Ratio | 21.54% | |||
| Liquidity Ratio | 18.88% | |||
| Profitability |
Citizens National Bank of Albion
Albion, IL |
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| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 4.34M | |||
| Net Interest Spread | 3.57% | |||
| Operating Profit to Average Assets | 1.61% | |||
| Overhead Efficiency Ratio | 55.46% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 7.55% | |||