A
Northeast Georgia Bank
LavoniaGA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northeast Georgia Bank
Lavonia, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 10.00
Stability Index 7.00
Company Info Northeast Georgia Bank
Lavonia, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 15771
Phone Number (706) 356-4444
Website www.northeastgabank.com
Asset Quality Northeast Georgia Bank
Lavonia, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 4.48%
5-Year Asset Growth 6.81%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.16%
Balance Sheet Northeast Georgia Bank
Lavonia, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 634.70M
Total Deposits 552.40M
Capital and Reserves Northeast Georgia Bank
Lavonia, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 75.01M
Leverage Ratio 12.76
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio --
Liquidity Northeast Georgia Bank
Lavonia, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.07%
Liquidity Ratio 30.73%
Profitability Northeast Georgia Bank
Lavonia, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.68%
Net Income 8.21M
Net Interest Spread 4.57%
Operating Profit to Average Assets 2.62%
Overhead Efficiency Ratio 42.81%
Return on Assets 2.53%
Return on Equity 22.75%