| Weiss Ratings |
Northeast Georgia Bank
Lavonia, GA |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
Northeast Georgia Bank
Lavonia, GA |
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| FDIC Number | 15771 | |||
| Phone Number | (706) 356-4444 | |||
| Website | www.northeastgabank.com | |||
| Asset Quality |
Northeast Georgia Bank
Lavonia, GA |
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| 1-Year Asset Growth | 6.04% | |||
| 5-Year Asset Growth | 6.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.61% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Northeast Georgia Bank
Lavonia, GA |
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| Total Assets | 647.85M | |||
| Total Deposits | 564.70M | |||
| Capital and Reserves |
Northeast Georgia Bank
Lavonia, GA |
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| Capital | 70.16M | |||
| Leverage Ratio | 12.15 | |||
| Loan Loss Reserves to Loans | 1.57% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Northeast Georgia Bank
Lavonia, GA |
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| Hot Money Ratio | 14.57% | |||
| Liquidity Ratio | 31.60% | |||
| Profitability |
Northeast Georgia Bank
Lavonia, GA |
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| 5-Year Return on Average Assets | 1.68% | |||
| Net Income | 4.02M | |||
| Net Interest Spread | 4.48% | |||
| Operating Profit to Average Assets | 2.56% | |||
| Overhead Efficiency Ratio | 43.51% | |||
| Return on Assets | 2.48% | |||
| Return on Equity | 22.37% | |||