Broadway National Bank
Major Rating Factors:
A current level of 1.1 percent of nonperforming loans to core capital combined with 4.9 percent from a year earlier contributes to the Excellent asset quality (8.5). Excellent current capitalization (8.3 on a scale of 0 to 10) based on a risk-based capital ratio of 14.9 and a capital leverage ratio of 9.9.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (4.5) profitability.
Asset Mix:
Securities (29%), comm re (19%), home mtgs (14%), comm loans (8%), cash (5%), consumer loans (3%), home eq lns (1%), other (20%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Broadway Bancshares, Inc.
Investment Rating
--
Address
1177 NE Loop 410
San Antonio, TX 78209
San Antonio, TX 78209
Phone Number
(210) 283-6500
Year Founded
1941
FDIC Number
Website
Largest Affiliates
No affiliate information available.