| Weiss Ratings |
Farmers and Merchants Bank
Baldwyn, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 5.70 | |||
| Company Info |
Farmers and Merchants Bank
Baldwyn, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15801 | |||
| Phone Number | (662) 365-1200 | |||
| Website | www.fmbms.com | |||
| Asset Quality |
Farmers and Merchants Bank
Baldwyn, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.14% | |||
| 5-Year Asset Growth | 5.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 1.08% | |||
| Non-Performing Loans to Capital | 6.70% | |||
| Non-Performing Loans to Loans | 1.69% | |||
| Balance Sheet |
Farmers and Merchants Bank
Baldwyn, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 565.84M | |||
| Total Deposits | 481.21M | |||
| Capital and Reserves |
Farmers and Merchants Bank
Baldwyn, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 76.16M | |||
| Leverage Ratio | 14.19 | |||
| Loan Loss Reserves to Loans | 2.19% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants Bank
Baldwyn, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.00% | |||
| Liquidity Ratio | 14.80% | |||
| Profitability |
Farmers and Merchants Bank
Baldwyn, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.45% | |||
| Net Income | 4.91M | |||
| Net Interest Spread | 4.76% | |||
| Operating Profit to Average Assets | 2.22% | |||
| Overhead Efficiency Ratio | 58.26% | |||
| Return on Assets | 1.73% | |||
| Return on Equity | 13.36% | |||