| Weiss Ratings |
Farmers and Merchants Bank
Baldwyn, MS |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 9.20 | |||
| Company Info |
Farmers and Merchants Bank
Baldwyn, MS |
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| FDIC Number | 15801 | |||
| Phone Number | (662) 365-1200 | |||
| Website | www.fmbms.com | |||
| Asset Quality |
Farmers and Merchants Bank
Baldwyn, MS |
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| 1-Year Asset Growth | -1.12% | |||
| 5-Year Asset Growth | 5.99% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 1.06% | |||
| Non-Performing Loans to Capital | 6.50% | |||
| Non-Performing Loans to Loans | 1.57% | |||
| Balance Sheet |
Farmers and Merchants Bank
Baldwyn, MS |
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| Total Assets | 522.95M | |||
| Total Deposits | 443.95M | |||
| Capital and Reserves |
Farmers and Merchants Bank
Baldwyn, MS |
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| Capital | 71.64M | |||
| Leverage Ratio | 14.38 | |||
| Loan Loss Reserves to Loans | 2.28% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants Bank
Baldwyn, MS |
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| Hot Money Ratio | 25.20% | |||
| Liquidity Ratio | 12.24% | |||
| Profitability |
Farmers and Merchants Bank
Baldwyn, MS |
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| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 8.63M | |||
| Net Interest Spread | 4.71% | |||
| Operating Profit to Average Assets | 1.96% | |||
| Overhead Efficiency Ratio | 59.39% | |||
| Return on Assets | 1.57% | |||
| Return on Equity | 12.54% | |||