| Weiss Ratings |
Farmers and Merchants Bank
Baldwyn, MS |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 9.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
Farmers and Merchants Bank
Baldwyn, MS |
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| FDIC Number | 15801 | |||
| Phone Number | (662) 365-1200 | |||
| Website | www.fmbms.com | |||
| Asset Quality |
Farmers and Merchants Bank
Baldwyn, MS |
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| 1-Year Asset Growth | -0.56% | |||
| 5-Year Asset Growth | 10.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.64% | |||
| Non-Performing Loans to Capital | 3.91% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
Farmers and Merchants Bank
Baldwyn, MS |
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| Total Assets | 528.13M | |||
| Total Deposits | 446.42M | |||
| Capital and Reserves |
Farmers and Merchants Bank
Baldwyn, MS |
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| Capital | 73.37M | |||
| Leverage Ratio | 14.69 | |||
| Loan Loss Reserves to Loans | 2.05% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Farmers and Merchants Bank
Baldwyn, MS |
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| Hot Money Ratio | 24.55% | |||
| Liquidity Ratio | 11.20% | |||
| Profitability |
Farmers and Merchants Bank
Baldwyn, MS |
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| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 8.62M | |||
| Net Interest Spread | 4.59% | |||
| Operating Profit to Average Assets | 2.66% | |||
| Overhead Efficiency Ratio | 53.75% | |||
| Return on Assets | 2.07% | |||
| Return on Equity | 16.99% | |||