Security State Bank & Trust
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 2.2 has resulted in Excellent (9.1) profitability. A current level of 16.0 percent of nonperforming loans to core capital combined with 17.1 percent from a year earlier contributes to the Fair asset quality (4.2).
Asset Mix:
Comm re (20%), cash (12%), securities (12%), home mtgs (11%), comm loans (9%), consumer loans (2%), other (34%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Security Holding Company
Investment Rating
--
Address
201 West Main Street
Fredericksburg, TX 78624
Fredericksburg, TX 78624
Phone Number
(830) 997-7575
Year Founded
1941
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.