B
Security State Bank & Trust
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Security State Bank & Trust
Fredericksburg, TX
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Rating B
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 9.50
Stability Index 10.00
Company Info Security State Bank & Trust
Fredericksburg, TX
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FDIC Number 15809
Phone Number (830) 997-7575
Website www.ssbtexas.com
Asset Quality Security State Bank & Trust
Fredericksburg, TX
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1-Year Asset Growth 6.58%
5-Year Asset Growth 10.13%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 1.64%
Non-Performing Loans to Capital 14.96%
Non-Performing Loans to Loans 2.37%
Balance Sheet Security State Bank & Trust
Fredericksburg, TX
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Total Assets 2.14B
Total Deposits 1.80B
Capital and Reserves Security State Bank & Trust
Fredericksburg, TX
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Capital 229.18M
Leverage Ratio 12.14
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity Security State Bank & Trust
Fredericksburg, TX
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Hot Money Ratio 13.89%
Liquidity Ratio 26.25%
Profitability Security State Bank & Trust
Fredericksburg, TX
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5-Year Return on Average Assets 1.76%
Net Income 43.92M
Net Interest Spread 4.98%
Operating Profit to Average Assets 2.24%
Overhead Efficiency Ratio 54.08%
Return on Assets 2.24%
Return on Equity 20.98%