B
Security State Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Security State Bank & Trust
Fredericksburg, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 9.70
Stability Index 9.80
Company Info Security State Bank & Trust
Fredericksburg, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 15809
Phone Number (830) 997-7575
Website www.ssbtexas.com
Asset Quality Security State Bank & Trust
Fredericksburg, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.19%
5-Year Asset Growth 14.30%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.73%
Non-Performing Loans to Capital 13.65%
Non-Performing Loans to Loans 2.34%
Balance Sheet Security State Bank & Trust
Fredericksburg, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.98B
Total Deposits 1.76B
Capital and Reserves Security State Bank & Trust
Fredericksburg, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 217.65M
Leverage Ratio 12.02
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity Security State Bank & Trust
Fredericksburg, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.67%
Liquidity Ratio 24.03%
Profitability Security State Bank & Trust
Fredericksburg, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.78%
Net Income 33.49M
Net Interest Spread 4.95%
Operating Profit to Average Assets 2.32%
Overhead Efficiency Ratio 53.93%
Return on Assets 2.32%
Return on Equity 21.82%