B
Security State Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Security State Bank & Trust
Fredericksburg, TX
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Rating B
Asset Quality Index 4.20
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 9.10
Stability Index 10.00
Company Info Security State Bank & Trust
Fredericksburg, TX
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FDIC Number 15809
Phone Number (830) 997-7575
Website www.ssbtexas.com
Asset Quality Security State Bank & Trust
Fredericksburg, TX
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1-Year Asset Growth 8.44%
5-Year Asset Growth 10.13%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 2.30%
Non-Performing Loans to Capital 16.04%
Non-Performing Loans to Loans 3.21%
Balance Sheet Security State Bank & Trust
Fredericksburg, TX
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Total Assets 2.18B
Total Deposits 1.80B
Capital and Reserves Security State Bank & Trust
Fredericksburg, TX
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Capital 234.84M
Leverage Ratio 12.58
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Security State Bank & Trust
Fredericksburg, TX
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Hot Money Ratio 13.10%
Liquidity Ratio 24.31%
Profitability Security State Bank & Trust
Fredericksburg, TX
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5-Year Return on Average Assets 1.94%
Net Income 21.72M
Net Interest Spread 5.08%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 55.49%
Return on Assets 2.17%
Return on Equity 18.63%