B
Security State Bank & Trust
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Security State Bank & Trust
Fredericksburg, TX
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Rating B
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 8.90
Stability Index 6.30
Company Info Security State Bank & Trust
Fredericksburg, TX
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FDIC Number 15809
Phone Number (830) 997-7575
Website www.ssbtexas.com
Asset Quality Security State Bank & Trust
Fredericksburg, TX
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1-Year Asset Growth 5.13%
5-Year Asset Growth 14.30%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 7.07%
Non-Performing Loans to Loans 1.19%
Balance Sheet Security State Bank & Trust
Fredericksburg, TX
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Total Assets 1.94B
Total Deposits 1.72B
Capital and Reserves Security State Bank & Trust
Fredericksburg, TX
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Capital 202.55M
Leverage Ratio 11.69
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity Security State Bank & Trust
Fredericksburg, TX
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Hot Money Ratio 17.86%
Liquidity Ratio 21.80%
Profitability Security State Bank & Trust
Fredericksburg, TX
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5-Year Return on Average Assets 1.78%
Net Income 9.82M
Net Interest Spread 4.77%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 56.04%
Return on Assets 2.04%
Return on Equity 19.74%