| Weiss Ratings |
Central Bank & Trust Company
Lexington, KY |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
Central Bank & Trust Company
Lexington, KY |
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| FDIC Number | 15815 | |||
| Phone Number | (859) 253-6013 | |||
| Website | www.centralbank.com | |||
| Asset Quality |
Central Bank & Trust Company
Lexington, KY |
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| 1-Year Asset Growth | 6.38% | |||
| 5-Year Asset Growth | 4.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 0.42% | |||
| Non-Performing Loans to Capital | 2.27% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Central Bank & Trust Company
Lexington, KY |
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| Total Assets | 4.01B | |||
| Total Deposits | 3.12B | |||
| Capital and Reserves |
Central Bank & Trust Company
Lexington, KY |
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| Capital | 502.77M | |||
| Leverage Ratio | 12.42 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Risk-Based Capital Ratio | 16.08 | |||
| Liquidity |
Central Bank & Trust Company
Lexington, KY |
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| Hot Money Ratio | 18.11% | |||
| Liquidity Ratio | 13.36% | |||
| Profitability |
Central Bank & Trust Company
Lexington, KY |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 25.21M | |||
| Net Interest Spread | 4.03% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 69.67% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 10.26% | |||