| Weiss Ratings |
Genesis Bank
Benoit, MS |
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| Rating | ||||
| Asset Quality Index | 2.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 7.90 | |||
| Company Info |
Genesis Bank
Benoit, MS |
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| FDIC Number | 15817 | |||
| Phone Number | (662) 742-3342 | |||
| Website | genesis.bank | |||
| Asset Quality |
Genesis Bank
Benoit, MS |
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| 1-Year Asset Growth | 19.86% | |||
| 5-Year Asset Growth | 53.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.97% | |||
| Non-Performing Assets to Assets | 1.43% | |||
| Non-Performing Loans to Capital | 10.74% | |||
| Non-Performing Loans to Loans | 2.19% | |||
| Balance Sheet |
Genesis Bank
Benoit, MS |
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| Total Assets | 83.34M | |||
| Total Deposits | 68.65M | |||
| Capital and Reserves |
Genesis Bank
Benoit, MS |
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| Capital | 13.67M | |||
| Leverage Ratio | 17.95 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Genesis Bank
Benoit, MS |
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| Hot Money Ratio | 52.66% | |||
| Liquidity Ratio | 35.67% | |||
| Profitability |
Genesis Bank
Benoit, MS |
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| 5-Year Return on Average Assets | 2.66% | |||
| Net Income | 278.00K | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 77.47% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 2.73% | |||