| Weiss Ratings |
Genesis Bank
Benoit, MS |
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| Rating | ||||
| Asset Quality Index | 2.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 4.60 | |||
| Stability Index | 7.40 | |||
| Company Info |
Genesis Bank
Benoit, MS |
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| FDIC Number | 15817 | |||
| Phone Number | (662) 742-3342 | |||
| Website | genesis.bank | |||
| Asset Quality |
Genesis Bank
Benoit, MS |
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| 1-Year Asset Growth | 30.60% | |||
| 5-Year Asset Growth | 54.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.48% | |||
| Charge-Offs to Average Loans | -0.10% | |||
| Non-Performing Assets to Assets | 1.59% | |||
| Non-Performing Loans to Capital | 11.12% | |||
| Non-Performing Loans to Loans | 1.99% | |||
| Balance Sheet |
Genesis Bank
Benoit, MS |
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| Total Assets | 97.23M | |||
| Total Deposits | 73.79M | |||
| Capital and Reserves |
Genesis Bank
Benoit, MS |
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| Capital | 19.05M | |||
| Leverage Ratio | 19.59 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Genesis Bank
Benoit, MS |
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| Hot Money Ratio | 49.86% | |||
| Liquidity Ratio | 19.38% | |||
| Profitability |
Genesis Bank
Benoit, MS |
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| 5-Year Return on Average Assets | 2.63% | |||
| Net Income | 442.00K | |||
| Net Interest Spread | 5.06% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 65.47% | |||
| Return on Assets | 0.95% | |||
| Return on Equity | 5.85% | |||