| Weiss Ratings |
Genesis Bank
Benoit, MS |
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| Rating | ||||
| Asset Quality Index | 1.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 7.90 | |||
| Company Info |
Genesis Bank
Benoit, MS |
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| FDIC Number | 15817 | |||
| Phone Number | (662) 742-3342 | |||
| Website | genesis.bank | |||
| Asset Quality |
Genesis Bank
Benoit, MS |
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| 1-Year Asset Growth | 24.08% | |||
| 5-Year Asset Growth | 54.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 1.10% | |||
| Non-Performing Assets to Assets | 1.44% | |||
| Non-Performing Loans to Capital | 12.83% | |||
| Non-Performing Loans to Loans | 2.01% | |||
| Balance Sheet |
Genesis Bank
Benoit, MS |
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| Total Assets | 83.56M | |||
| Total Deposits | 68.97M | |||
| Capital and Reserves |
Genesis Bank
Benoit, MS |
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| Capital | 13.62M | |||
| Leverage Ratio | 16.34 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Genesis Bank
Benoit, MS |
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| Hot Money Ratio | 51.81% | |||
| Liquidity Ratio | 28.83% | |||
| Profitability |
Genesis Bank
Benoit, MS |
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| 5-Year Return on Average Assets | 2.66% | |||
| Net Income | 229.00K | |||
| Net Interest Spread | 4.36% | |||
| Operating Profit to Average Assets | 0.38% | |||
| Overhead Efficiency Ratio | 77.54% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 1.69% | |||