| Weiss Ratings |
Genesis Bank
Benoit, MS |
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| Rating | ||||
| Asset Quality Index | 2.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.40 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 7.60 | |||
| Company Info |
Genesis Bank
Benoit, MS |
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| FDIC Number | 15817 | |||
| Phone Number | (662) 742-3342 | |||
| Website | genesis.bank | |||
| Asset Quality |
Genesis Bank
Benoit, MS |
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| 1-Year Asset Growth | 15.87% | |||
| 5-Year Asset Growth | 53.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 1.24% | |||
| Non-Performing Assets to Assets | 1.53% | |||
| Non-Performing Loans to Capital | 8.08% | |||
| Non-Performing Loans to Loans | 2.15% | |||
| Balance Sheet |
Genesis Bank
Benoit, MS |
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| Total Assets | 74.45M | |||
| Total Deposits | 59.90M | |||
| Capital and Reserves |
Genesis Bank
Benoit, MS |
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| Capital | 13.63M | |||
| Leverage Ratio | 17.91 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Genesis Bank
Benoit, MS |
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| Hot Money Ratio | 59.18% | |||
| Liquidity Ratio | 29.09% | |||
| Profitability |
Genesis Bank
Benoit, MS |
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| 5-Year Return on Average Assets | 2.66% | |||
| Net Income | 210.00K | |||
| Net Interest Spread | 4.33% | |||
| Operating Profit to Average Assets | 0.66% | |||
| Overhead Efficiency Ratio | 74.72% | |||
| Return on Assets | 0.57% | |||
| Return on Equity | 3.11% | |||