| Weiss Ratings |
The Peoples Bank
Ripley, MS |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.00 | |||
| Company Info |
The Peoples Bank
Ripley, MS |
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| FDIC Number | 15871 | |||
| Phone Number | (662) 837-8191 | |||
| Website | peoplesripley.com | |||
| Asset Quality |
The Peoples Bank
Ripley, MS |
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| 1-Year Asset Growth | 6.16% | |||
| 5-Year Asset Growth | 2.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.20% | |||
| Non-Performing Loans to Loans | 0.05% | |||
| Balance Sheet |
The Peoples Bank
Ripley, MS |
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| Total Assets | 555.79M | |||
| Total Deposits | 497.88M | |||
| Capital and Reserves |
The Peoples Bank
Ripley, MS |
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| Capital | 50.81M | |||
| Leverage Ratio | 10.41 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Risk-Based Capital Ratio | 21.93 | |||
| Liquidity |
The Peoples Bank
Ripley, MS |
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| Hot Money Ratio | 33.55% | |||
| Liquidity Ratio | 46.26% | |||
| Profitability |
The Peoples Bank
Ripley, MS |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 4.76M | |||
| Net Interest Spread | 2.53% | |||
| Operating Profit to Average Assets | 1.08% | |||
| Overhead Efficiency Ratio | 62.53% | |||
| Return on Assets | 0.88% | |||
| Return on Equity | 10.03% | |||