| Weiss Ratings |
The Peoples Bank
Ripley, MS |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 6.10 | |||
| Company Info |
The Peoples Bank
Ripley, MS |
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| FDIC Number | 15871 | |||
| Phone Number | (662) 837-8191 | |||
| Website | www.peoplesripley.com | |||
| Asset Quality |
The Peoples Bank
Ripley, MS |
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| 1-Year Asset Growth | 7.74% | |||
| 5-Year Asset Growth | 5.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.12% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
The Peoples Bank
Ripley, MS |
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| Total Assets | 563.94M | |||
| Total Deposits | 505.35M | |||
| Capital and Reserves |
The Peoples Bank
Ripley, MS |
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| Capital | 50.91M | |||
| Leverage Ratio | 10.72 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | 22.66 | |||
| Liquidity |
The Peoples Bank
Ripley, MS |
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| Hot Money Ratio | 33.85% | |||
| Liquidity Ratio | 48.18% | |||
| Profitability |
The Peoples Bank
Ripley, MS |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 3.68M | |||
| Net Interest Spread | 2.48% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 60.82% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 10.58% | |||