| Weiss Ratings |
The Peoples Bank
Ripley, MS |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 6.20 | |||
| Company Info |
The Peoples Bank
Ripley, MS |
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| FDIC Number | 15871 | |||
| Phone Number | (662) 837-8191 | |||
| Website | peoplesripley.com | |||
| Asset Quality |
The Peoples Bank
Ripley, MS |
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| 1-Year Asset Growth | 5.40% | |||
| 5-Year Asset Growth | 2.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.29% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
The Peoples Bank
Ripley, MS |
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| Total Assets | 581.80M | |||
| Total Deposits | 522.61M | |||
| Capital and Reserves |
The Peoples Bank
Ripley, MS |
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| Capital | 52.13M | |||
| Leverage Ratio | 10.25 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Risk-Based Capital Ratio | 21.72 | |||
| Liquidity |
The Peoples Bank
Ripley, MS |
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| Hot Money Ratio | 34.85% | |||
| Liquidity Ratio | 45.34% | |||
| Profitability |
The Peoples Bank
Ripley, MS |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 2.86M | |||
| Net Interest Spread | 2.72% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 57.67% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 11.14% | |||