C
Milledgeville State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Milledgeville State Bank
Milledgeville, IL
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Rating C
Asset Quality Index 7.80
Capitalization Index 9.20
Liquidity Index 0.90
Profitability Index 2.70
Stability Index 5.90
Company Info Milledgeville State Bank
Milledgeville, IL
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FDIC Number 15873
Phone Number (815) 225-7171
Website www.milledgevillebank.com
Asset Quality Milledgeville State Bank
Milledgeville, IL
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1-Year Asset Growth 11.01%
5-Year Asset Growth 6.73%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.61%
Non-Performing Loans to Loans 0.28%
Balance Sheet Milledgeville State Bank
Milledgeville, IL
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Total Assets 215.19M
Total Deposits 170.65M
Capital and Reserves Milledgeville State Bank
Milledgeville, IL
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Capital 20.24M
Leverage Ratio 10.48
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 14.86
Liquidity Milledgeville State Bank
Milledgeville, IL
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Hot Money Ratio 61.11%
Liquidity Ratio 30.06%
Profitability Milledgeville State Bank
Milledgeville, IL
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5-Year Return on Average Assets 1.23%
Net Income 850.00K
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 51.64%
Return on Assets 0.80%
Return on Equity 8.46%