C
Milledgeville State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Milledgeville State Bank
Milledgeville, IL
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 1.20
Profitability Index 4.40
Stability Index 4.30
Company Info Milledgeville State Bank
Milledgeville, IL
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FDIC Number 15873
Phone Number (815) 225-7171
Website www.milledgevillebank.com
Asset Quality Milledgeville State Bank
Milledgeville, IL
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1-Year Asset Growth 10.44%
5-Year Asset Growth 5.99%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.41%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.65%
Non-Performing Loans to Loans 0.30%
Balance Sheet Milledgeville State Bank
Milledgeville, IL
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Total Assets 203.41M
Total Deposits 160.12M
Capital and Reserves Milledgeville State Bank
Milledgeville, IL
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Capital 19.68M
Leverage Ratio 11.16
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio 15.10
Liquidity Milledgeville State Bank
Milledgeville, IL
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Hot Money Ratio 60.19%
Liquidity Ratio 31.54%
Profitability Milledgeville State Bank
Milledgeville, IL
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5-Year Return on Average Assets 1.28%
Net Income 1.55M
Net Interest Spread 2.73%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 55.60%
Return on Assets 1.08%
Return on Equity 11.35%