B
First State Bank of Livingston
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Livingston
Livingston, TX
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 4.70
Stability Index 7.60
Company Info First State Bank of Livingston
Livingston, TX
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FDIC Number 15898
Phone Number (936) 327-5211
Website www.fsblivingston.bank
Asset Quality First State Bank of Livingston
Livingston, TX
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1-Year Asset Growth -1.39%
5-Year Asset Growth 20.88%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 1.32%
Non-Performing Loans to Loans 0.29%
Balance Sheet First State Bank of Livingston
Livingston, TX
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Total Assets 720.65M
Total Deposits 633.49M
Capital and Reserves First State Bank of Livingston
Livingston, TX
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Capital 84.34M
Leverage Ratio 14.58
Loan Loss Reserves to Loans 1.11%
Risk-Based Capital Ratio --
Liquidity First State Bank of Livingston
Livingston, TX
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Hot Money Ratio 4.92%
Liquidity Ratio 21.48%
Profitability First State Bank of Livingston
Livingston, TX
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5-Year Return on Average Assets 1.01%
Net Income 1.58M
Net Interest Spread 3.17%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 71.27%
Return on Assets 0.85%
Return on Equity 7.72%