C
The Four County Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Four County Bank
Allentown, GA
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Rating C
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 7.50
Stability Index 5.00
Company Info The Four County Bank
Allentown, GA
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FDIC Number 15904
Phone Number (478) 962-3221
Website www.thefourcountybank.com
Asset Quality The Four County Bank
Allentown, GA
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1-Year Asset Growth 2.59%
5-Year Asset Growth 4.90%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 2.41%
Non-Performing Loans to Loans 0.50%
Balance Sheet The Four County Bank
Allentown, GA
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Total Assets 88.89M
Total Deposits 77.82M
Capital and Reserves The Four County Bank
Allentown, GA
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Capital 10.61M
Leverage Ratio 13.29
Loan Loss Reserves to Loans 2.24%
Risk-Based Capital Ratio --
Liquidity The Four County Bank
Allentown, GA
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Hot Money Ratio 43.51%
Liquidity Ratio 32.94%
Profitability The Four County Bank
Allentown, GA
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5-Year Return on Average Assets 1.71%
Net Income 818.00K
Net Interest Spread 4.29%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 62.02%
Return on Assets 1.82%
Return on Equity 15.86%