C
Union State Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union State Bank
Clay Center, KS
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Rating C
Asset Quality Index 8.60
Capitalization Index 8.10
Liquidity Index 3.00
Profitability Index 2.10
Stability Index 4.50
Company Info Union State Bank
Clay Center, KS
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FDIC Number 15908
Phone Number (785) 632-3122
Website www.usbcc.com
Asset Quality Union State Bank
Clay Center, KS
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1-Year Asset Growth -1.69%
5-Year Asset Growth 6.19%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.51%
Non-Performing Loans to Loans 0.00%
Balance Sheet Union State Bank
Clay Center, KS
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Total Assets 192.11M
Total Deposits 160.00M
Capital and Reserves Union State Bank
Clay Center, KS
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Capital 13.78M
Leverage Ratio 9.72
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity Union State Bank
Clay Center, KS
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Hot Money Ratio 15.34%
Liquidity Ratio 8.55%
Profitability Union State Bank
Clay Center, KS
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5-Year Return on Average Assets 0.65%
Net Income 880.00K
Net Interest Spread 2.56%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 78.16%
Return on Assets 0.44%
Return on Equity 5.80%