| Weiss Ratings |
First Community Bank and Trust
Beecher, IL |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 7.10 | |||
| Company Info |
First Community Bank and Trust
Beecher, IL |
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| FDIC Number | 15913 | |||
| Phone Number | (708) 946-2246 | |||
| Website | www.firstcbt.bank | |||
| Asset Quality |
First Community Bank and Trust
Beecher, IL |
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| 1-Year Asset Growth | 2.48% | |||
| 5-Year Asset Growth | 2.71% | |||
| 5-Year Charge-Offs to Average Loans | 0.56% | |||
| Charge-Offs to Average Loans | -0.21% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First Community Bank and Trust
Beecher, IL |
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| Total Assets | 201.67M | |||
| Total Deposits | 170.83M | |||
| Capital and Reserves |
First Community Bank and Trust
Beecher, IL |
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| Capital | 25.73M | |||
| Leverage Ratio | 13.47 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Community Bank and Trust
Beecher, IL |
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| Hot Money Ratio | 9.48% | |||
| Liquidity Ratio | 36.46% | |||
| Profitability |
First Community Bank and Trust
Beecher, IL |
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| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 1.63M | |||
| Net Interest Spread | 4.60% | |||
| Operating Profit to Average Assets | 2.07% | |||
| Overhead Efficiency Ratio | 56.19% | |||
| Return on Assets | 1.60% | |||
| Return on Equity | 12.47% | |||