| Weiss Ratings |
First Community Bank and Trust
Beecher, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 7.50 | |||
| Company Info |
First Community Bank and Trust
Beecher, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15913 | |||
| Phone Number | (708) 946-2246 | |||
| Website | www.firstcbt.bank | |||
| Asset Quality |
First Community Bank and Trust
Beecher, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.07% | |||
| 5-Year Asset Growth | 7.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.77% | |||
| Non-Performing Assets to Assets | 1.52% | |||
| Non-Performing Loans to Capital | 9.40% | |||
| Non-Performing Loans to Loans | 2.56% | |||
| Balance Sheet |
First Community Bank and Trust
Beecher, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 205.44M | |||
| Total Deposits | 169.73M | |||
| Capital and Reserves |
First Community Bank and Trust
Beecher, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 26.60M | |||
| Leverage Ratio | 13.72 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First Community Bank and Trust
Beecher, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 9.11% | |||
| Liquidity Ratio | 33.39% | |||
| Profitability |
First Community Bank and Trust
Beecher, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.26% | |||
| Net Income | 1.76M | |||
| Net Interest Spread | 4.34% | |||
| Operating Profit to Average Assets | 1.52% | |||
| Overhead Efficiency Ratio | 57.39% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 9.33% | |||