Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 3.6, driven by a liquidity ratio of 31.9 percent and a “hot money” ratio of 19.5 percent. A current level of 3.6 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Excellent asset quality (8.6).
Asset Mix:
Cash (25%), securities (21%), comm loans (16%), home mtgs (13%), comm re (6%), consumer loans (2%), home eq lns (1%), other (17%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
AgCom Holdings, Inc.
Investment Rating
--
Address
122 Main Street
Maxwell, IA 50161
Maxwell, IA 50161
Phone Number
(515) 387-1175
Year Founded
1943
FDIC Number
Website
Largest Affiliates
Corydon, IA
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Bank
Pocahontas, IA
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Bank