B
The Citizens Bank
Olanta,  SC
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens Bank
Olanta, SC
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Rating B
Asset Quality Index 8.40
Capitalization Index 8.40
Liquidity Index 4.80
Profitability Index 5.90
Stability Index 8.60
Company Info The Citizens Bank
Olanta, SC
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FDIC Number 15932
Phone Number (843) 396-4314
Website www.tcbsc.bank
Asset Quality The Citizens Bank
Olanta, SC
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1-Year Asset Growth 7.63%
5-Year Asset Growth 12.39%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.18%
Non-Performing Loans to Loans 0.25%
Balance Sheet The Citizens Bank
Olanta, SC
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Total Assets 1.14B
Total Deposits 1.01B
Capital and Reserves The Citizens Bank
Olanta, SC
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Capital 122.13M
Leverage Ratio 9.91
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 18.58
Liquidity The Citizens Bank
Olanta, SC
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Hot Money Ratio 4.86%
Liquidity Ratio 33.94%
Profitability The Citizens Bank
Olanta, SC
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5-Year Return on Average Assets 1.07%
Net Income 7.04M
Net Interest Spread 4.22%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 64.07%
Return on Assets 1.23%
Return on Equity 11.76%