Peoples State Bank
| Weiss Ratings |
Peoples State Bank
Rocksprings, TX |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 4.40 | |||
| Company Info |
Peoples State Bank
Rocksprings, TX |
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| FDIC Number | 15939 | |||
| Phone Number | (830) 683-2119 | |||
| Website | www.psbrocksprings.com/ | |||
| Asset Quality |
Peoples State Bank
Rocksprings, TX |
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| 1-Year Asset Growth | -6.75% | |||
| 5-Year Asset Growth | 12.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.29% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Peoples State Bank
Rocksprings, TX |
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| Total Assets | 139.97M | |||
| Total Deposits | 126.48M | |||
| Capital and Reserves |
Peoples State Bank
Rocksprings, TX |
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| Capital | 13.17M | |||
| Leverage Ratio | 11.02 | |||
| Loan Loss Reserves to Loans | 0.35% | |||
| Risk-Based Capital Ratio | 29.28 | |||
| Liquidity |
Peoples State Bank
Rocksprings, TX |
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| Hot Money Ratio | 15.16% | |||
| Liquidity Ratio | 45.91% | |||
| Profitability |
Peoples State Bank
Rocksprings, TX |
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| 5-Year Return on Average Assets | 1.30% | |||
| Net Income | 1.30M | |||
| Net Interest Spread | 2.97% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 39.36% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 19.88% | |||