Peoples State Bank
| Weiss Ratings |
Peoples State Bank
Rocksprings, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 8.90 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.00 | |||
| Company Info |
Peoples State Bank
Rocksprings, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15939 | |||
| Phone Number | (830) 683-2119 | |||
| Website | www.psbrocksprings.com/ | |||
| Asset Quality |
Peoples State Bank
Rocksprings, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.80% | |||
| 5-Year Asset Growth | 24.05% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.35% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Peoples State Bank
Rocksprings, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 145.57M | |||
| Total Deposits | 132.73M | |||
| Capital and Reserves |
Peoples State Bank
Rocksprings, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 12.51M | |||
| Leverage Ratio | 10.28 | |||
| Loan Loss Reserves to Loans | 0.33% | |||
| Risk-Based Capital Ratio | 27.36 | |||
| Liquidity |
Peoples State Bank
Rocksprings, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.21% | |||
| Liquidity Ratio | 47.86% | |||
| Profitability |
Peoples State Bank
Rocksprings, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.26% | |||
| Net Income | 1.89M | |||
| Net Interest Spread | 2.88% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 42.26% | |||
| Return on Assets | 1.66% | |||
| Return on Equity | 22.61% | |||