Forest Park National Bank and Trust Company
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Fair (3.8) profitability.
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) based on a risk-based capital ratio of 11.9 and a capital leverage ratio of 8.3. Weak liquidity 1.6, driven by a liquidity ratio of 6.3 percent and a “hot money” ratio of 12.8 percent.
Asset Mix:
Comm re (33%), home mtgs (15%), securities (15%), home eq lns (6%), cash (4%), comm loans (4%), other (24%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Forest Park Corporation
Investment Rating
--
Address
7348 West Madison Street
Forest Park, IL 60130
Forest Park, IL 60130
Phone Number
(708) 222-2800
Year Founded
1943
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.