Forest Park National Bank and Trust Company
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Fair (3.3) profitability.
Other Rating Factors:
Good current capitalization (6.1 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 8.1. A current level of 23.5 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Weak asset quality (2.6).
Asset Mix:
Comm re (31%), securities (17%), home mtgs (16%), home eq lns (4%), comm loans (3%), cash (2%), other (27%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Forest Park Corporation
Investment Rating
--
Address
7348 West Madison Street
Forest Park, IL 60130
Forest Park, IL 60130
Phone Number
(708) 222-2800
Year Founded
1943
FDIC Number
Website
Largest Affiliates
No affiliate information available.