C
Iowa State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Iowa State Bank
Clarksville, IA
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Rating C
Asset Quality Index 2.90
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 6.30
Stability Index 6.50
Company Info Iowa State Bank
Clarksville, IA
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FDIC Number 15947
Phone Number (319) 278-4761
Website www.iowastatebank.com
Asset Quality Iowa State Bank
Clarksville, IA
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1-Year Asset Growth -0.05%
5-Year Asset Growth -0.77%
5-Year Charge-Offs to Average Loans 0.35%
Charge-Offs to Average Loans -0.40%
Non-Performing Assets to Assets 2.67%
Non-Performing Loans to Capital 19.26%
Non-Performing Loans to Loans 3.86%
Balance Sheet Iowa State Bank
Clarksville, IA
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Total Assets 371.07M
Total Deposits 324.01M
Capital and Reserves Iowa State Bank
Clarksville, IA
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Capital 41.54M
Leverage Ratio 11.14
Loan Loss Reserves to Loans 3.19%
Risk-Based Capital Ratio 16.07
Liquidity Iowa State Bank
Clarksville, IA
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Hot Money Ratio 29.18%
Liquidity Ratio 29.58%
Profitability Iowa State Bank
Clarksville, IA
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5-Year Return on Average Assets 0.83%
Net Income 4.69M
Net Interest Spread 3.15%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 47.54%
Return on Assets 1.71%
Return on Equity 16.07%