| Weiss Ratings |
Guaranty Bank and Trust Company
Belzoni, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 8.70 | |||
| Company Info |
Guaranty Bank and Trust Company
Belzoni, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15953 | |||
| Phone Number | (662) 247-1454 | |||
| Website | gbtonline.com | |||
| Asset Quality |
Guaranty Bank and Trust Company
Belzoni, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.58% | |||
| 5-Year Asset Growth | 27.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 1.84% | |||
| Non-Performing Loans to Capital | 14.13% | |||
| Non-Performing Loans to Loans | 2.34% | |||
| Balance Sheet |
Guaranty Bank and Trust Company
Belzoni, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.91B | |||
| Total Deposits | 2.55B | |||
| Capital and Reserves |
Guaranty Bank and Trust Company
Belzoni, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 331.94M | |||
| Leverage Ratio | 10.18 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Guaranty Bank and Trust Company
Belzoni, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.89% | |||
| Liquidity Ratio | 12.62% | |||
| Profitability |
Guaranty Bank and Trust Company
Belzoni, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | 31.98M | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 62.18% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 10.13% | |||