| Weiss Ratings |
Guaranty Bank and Trust Company
Belzoni, MS |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 8.50 | |||
| Company Info |
Guaranty Bank and Trust Company
Belzoni, MS |
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| FDIC Number | 15953 | |||
| Phone Number | (662) 247-1454 | |||
| Website | gbtonline.com | |||
| Asset Quality |
Guaranty Bank and Trust Company
Belzoni, MS |
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| 1-Year Asset Growth | 3.52% | |||
| 5-Year Asset Growth | 35.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.32% | |||
| Non-Performing Assets to Assets | 1.46% | |||
| Non-Performing Loans to Capital | 11.15% | |||
| Non-Performing Loans to Loans | 1.84% | |||
| Balance Sheet |
Guaranty Bank and Trust Company
Belzoni, MS |
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| Total Assets | 2.97B | |||
| Total Deposits | 2.43B | |||
| Capital and Reserves |
Guaranty Bank and Trust Company
Belzoni, MS |
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| Capital | 324.26M | |||
| Leverage Ratio | 10.30 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Guaranty Bank and Trust Company
Belzoni, MS |
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| Hot Money Ratio | 20.18% | |||
| Liquidity Ratio | 14.58% | |||
| Profitability |
Guaranty Bank and Trust Company
Belzoni, MS |
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| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | 24.01M | |||
| Net Interest Spread | 4.02% | |||
| Operating Profit to Average Assets | 1.45% | |||
| Overhead Efficiency Ratio | 61.93% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 10.27% | |||