| Weiss Ratings |
Guaranty Bank and Trust Company
Belzoni, MS |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 9.10 | |||
| Company Info |
Guaranty Bank and Trust Company
Belzoni, MS |
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| FDIC Number | 15953 | |||
| Phone Number | (662) 247-1454 | |||
| Website | gbtonline.com | |||
| Asset Quality |
Guaranty Bank and Trust Company
Belzoni, MS |
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| 1-Year Asset Growth | 7.72% | |||
| 5-Year Asset Growth | 27.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 1.60% | |||
| Non-Performing Loans to Capital | 12.57% | |||
| Non-Performing Loans to Loans | 2.03% | |||
| Balance Sheet |
Guaranty Bank and Trust Company
Belzoni, MS |
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| Total Assets | 3.07B | |||
| Total Deposits | 2.65B | |||
| Capital and Reserves |
Guaranty Bank and Trust Company
Belzoni, MS |
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| Capital | 341.43M | |||
| Leverage Ratio | 10.42 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Guaranty Bank and Trust Company
Belzoni, MS |
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| Hot Money Ratio | 19.78% | |||
| Liquidity Ratio | 12.74% | |||
| Profitability |
Guaranty Bank and Trust Company
Belzoni, MS |
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| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 16.63M | |||
| Net Interest Spread | 4.23% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 62.65% | |||
| Return on Assets | 1.12% | |||
| Return on Equity | 9.93% | |||