| Weiss Ratings |
Fulton Savings Bank
Fulton, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 9.30 | |||
| Company Info |
Fulton Savings Bank
Fulton, NY |
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| FDIC Number | 15966 | |||
| Phone Number | (315) 592-4201 | |||
| Website | www.fultonsavings.com | |||
| Asset Quality |
Fulton Savings Bank
Fulton, NY |
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| 1-Year Asset Growth | 2.91% | |||
| 5-Year Asset Growth | 5.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 0.90% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Fulton Savings Bank
Fulton, NY |
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| Total Assets | 481.43M | |||
| Total Deposits | 307.82M | |||
| Capital and Reserves |
Fulton Savings Bank
Fulton, NY |
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| Capital | 125.53M | |||
| Leverage Ratio | 29.80 | |||
| Loan Loss Reserves to Loans | 0.41% | |||
| Risk-Based Capital Ratio | 40.92 | |||
| Liquidity |
Fulton Savings Bank
Fulton, NY |
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| Hot Money Ratio | 2.15% | |||
| Liquidity Ratio | 35.95% | |||
| Profitability |
Fulton Savings Bank
Fulton, NY |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 1.06M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 76.02% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 3.38% | |||