B
Fulton Savings Bank
Fulton,  NY
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Fulton Savings Bank
Fulton, NY
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Rating B
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 8.80
Stability Index 7.00
Company Info Fulton Savings Bank
Fulton, NY
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FDIC Number 15966
Phone Number (315) 592-4201
Website www.fultonsavings.com
Asset Quality Fulton Savings Bank
Fulton, NY
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1-Year Asset Growth 2.36%
5-Year Asset Growth 3.06%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 1.19%
Non-Performing Loans to Loans 0.71%
Balance Sheet Fulton Savings Bank
Fulton, NY
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Total Assets 492.26M
Total Deposits 283.83M
Capital and Reserves Fulton Savings Bank
Fulton, NY
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Capital 142.66M
Leverage Ratio 31.44
Loan Loss Reserves to Loans 0.55%
Risk-Based Capital Ratio 41.71
Liquidity Fulton Savings Bank
Fulton, NY
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Hot Money Ratio 2.08%
Liquidity Ratio 35.33%
Profitability Fulton Savings Bank
Fulton, NY
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5-Year Return on Average Assets 1.52%
Net Income 4.40M
Net Interest Spread 4.12%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 56.18%
Return on Assets 1.81%
Return on Equity 6.32%