| Weiss Ratings |
Fulton Savings Bank
Fulton, NY |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 7.00 | |||
| Company Info |
Fulton Savings Bank
Fulton, NY |
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| FDIC Number | 15966 | |||
| Phone Number | (315) 592-4201 | |||
| Website | www.fultonsavings.com | |||
| Asset Quality |
Fulton Savings Bank
Fulton, NY |
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| 1-Year Asset Growth | 0.80% | |||
| 5-Year Asset Growth | 5.16% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.47% | |||
| Non-Performing Loans to Capital | 1.49% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Fulton Savings Bank
Fulton, NY |
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| Total Assets | 477.60M | |||
| Total Deposits | 295.22M | |||
| Capital and Reserves |
Fulton Savings Bank
Fulton, NY |
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| Capital | 133.38M | |||
| Leverage Ratio | 31.18 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Risk-Based Capital Ratio | 40.87 | |||
| Liquidity |
Fulton Savings Bank
Fulton, NY |
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| Hot Money Ratio | 2.28% | |||
| Liquidity Ratio | 35.18% | |||
| Profitability |
Fulton Savings Bank
Fulton, NY |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 6.75M | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | 2.28% | |||
| Overhead Efficiency Ratio | 55.37% | |||
| Return on Assets | 1.90% | |||
| Return on Equity | 7.06% | |||