| Weiss Ratings |
Ulster Savings Bank
Kingston, NY |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 6.40 | |||
| Company Info |
Ulster Savings Bank
Kingston, NY |
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| FDIC Number | 15970 | |||
| Phone Number | (845) 338-6322 | |||
| Website | www.ulstersavings.com | |||
| Asset Quality |
Ulster Savings Bank
Kingston, NY |
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| 1-Year Asset Growth | 3.05% | |||
| 5-Year Asset Growth | 7.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.39% | |||
| Non-Performing Loans to Capital | 11.88% | |||
| Non-Performing Loans to Loans | 1.89% | |||
| Balance Sheet |
Ulster Savings Bank
Kingston, NY |
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| Total Assets | 1.38B | |||
| Total Deposits | 1.22B | |||
| Capital and Reserves |
Ulster Savings Bank
Kingston, NY |
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| Capital | 114.49M | |||
| Leverage Ratio | 9.40 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 14.93 | |||
| Liquidity |
Ulster Savings Bank
Kingston, NY |
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| Hot Money Ratio | 22.68% | |||
| Liquidity Ratio | 9.53% | |||
| Profitability |
Ulster Savings Bank
Kingston, NY |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 2.32M | |||
| Net Interest Spread | 2.82% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 89.04% | |||
| Return on Assets | 0.34% | |||
| Return on Equity | 4.16% | |||