| Weiss Ratings |
Ulster Savings Bank
Kingston, NY |
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| Rating | ||||
| Asset Quality Index | 5.30 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 6.40 | |||
| Company Info |
Ulster Savings Bank
Kingston, NY |
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| FDIC Number | 15970 | |||
| Phone Number | (845) 338-6322 | |||
| Website | www.ulstersavings.com | |||
| Asset Quality |
Ulster Savings Bank
Kingston, NY |
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| 1-Year Asset Growth | 3.31% | |||
| 5-Year Asset Growth | 7.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.59% | |||
| Non-Performing Loans to Capital | 13.54% | |||
| Non-Performing Loans to Loans | 2.11% | |||
| Balance Sheet |
Ulster Savings Bank
Kingston, NY |
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| Total Assets | 1.35B | |||
| Total Deposits | 1.20B | |||
| Capital and Reserves |
Ulster Savings Bank
Kingston, NY |
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| Capital | 111.94M | |||
| Leverage Ratio | 9.44 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 14.83 | |||
| Liquidity |
Ulster Savings Bank
Kingston, NY |
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| Hot Money Ratio | 22.72% | |||
| Liquidity Ratio | 18.70% | |||
| Profitability |
Ulster Savings Bank
Kingston, NY |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 972.00K | |||
| Net Interest Spread | 2.75% | |||
| Operating Profit to Average Assets | 0.35% | |||
| Overhead Efficiency Ratio | 90.76% | |||
| Return on Assets | 0.28% | |||
| Return on Equity | 3.53% | |||