| Weiss Ratings |
Ulster Savings Bank
Kingston, NY |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 6.90 | |||
| Company Info |
Ulster Savings Bank
Kingston, NY |
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| FDIC Number | 15970 | |||
| Phone Number | (845) 338-6322 | |||
| Website | www.ulstersavings.com | |||
| Asset Quality |
Ulster Savings Bank
Kingston, NY |
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| 1-Year Asset Growth | 1.18% | |||
| 5-Year Asset Growth | 7.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.15% | |||
| Non-Performing Loans to Capital | 9.11% | |||
| Non-Performing Loans to Loans | 1.50% | |||
| Balance Sheet |
Ulster Savings Bank
Kingston, NY |
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| Total Assets | 1.33B | |||
| Total Deposits | 1.18B | |||
| Capital and Reserves |
Ulster Savings Bank
Kingston, NY |
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| Capital | 108.30M | |||
| Leverage Ratio | 9.34 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 14.80 | |||
| Liquidity |
Ulster Savings Bank
Kingston, NY |
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| Hot Money Ratio | 22.42% | |||
| Liquidity Ratio | 17.38% | |||
| Profitability |
Ulster Savings Bank
Kingston, NY |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 3.11M | |||
| Net Interest Spread | 2.63% | |||
| Operating Profit to Average Assets | 0.27% | |||
| Overhead Efficiency Ratio | 91.80% | |||
| Return on Assets | 0.23% | |||
| Return on Equity | 2.91% | |||