| Weiss Ratings |
Ulster Savings Bank
Kingston, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 6.70 | |||
| Company Info |
Ulster Savings Bank
Kingston, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15970 | |||
| Phone Number | (845) 338-6322 | |||
| Website | www.ulstersavings.com | |||
| Asset Quality |
Ulster Savings Bank
Kingston, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.50% | |||
| 5-Year Asset Growth | 7.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.38% | |||
| Non-Performing Loans to Capital | 11.78% | |||
| Non-Performing Loans to Loans | 1.87% | |||
| Balance Sheet |
Ulster Savings Bank
Kingston, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.39B | |||
| Total Deposits | 1.22B | |||
| Capital and Reserves |
Ulster Savings Bank
Kingston, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 118.07M | |||
| Leverage Ratio | 9.30 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | 15.17 | |||
| Liquidity |
Ulster Savings Bank
Kingston, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.79% | |||
| Liquidity Ratio | 9.76% | |||
| Profitability |
Ulster Savings Bank
Kingston, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 4.03M | |||
| Net Interest Spread | 2.87% | |||
| Operating Profit to Average Assets | 0.47% | |||
| Overhead Efficiency Ratio | 87.53% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 4.74% | |||