| Weiss Ratings |
Ulster Savings Bank
Kingston, NY |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 2.80 | |||
| Stability Index | 6.90 | |||
| Company Info |
Ulster Savings Bank
Kingston, NY |
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| FDIC Number | 15970 | |||
| Phone Number | (845) 338-6322 | |||
| Website | www.ulstersavings.com | |||
| Asset Quality |
Ulster Savings Bank
Kingston, NY |
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| 1-Year Asset Growth | 0.74% | |||
| 5-Year Asset Growth | 3.60% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.52% | |||
| Non-Performing Loans to Capital | 12.52% | |||
| Non-Performing Loans to Loans | 2.02% | |||
| Balance Sheet |
Ulster Savings Bank
Kingston, NY |
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| Total Assets | 1.39B | |||
| Total Deposits | 1.24B | |||
| Capital and Reserves |
Ulster Savings Bank
Kingston, NY |
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| Capital | 124.60M | |||
| Leverage Ratio | 9.79 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 15.18 | |||
| Liquidity |
Ulster Savings Bank
Kingston, NY |
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| Hot Money Ratio | 22.84% | |||
| Liquidity Ratio | 9.89% | |||
| Profitability |
Ulster Savings Bank
Kingston, NY |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 3.83M | |||
| Net Interest Spread | 3.19% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 82.64% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 6.24% | |||