Walden Savings Bank
| Weiss Ratings |
Walden Savings Bank
Montgomery, NY |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 2.20 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 5.80 | |||
| Company Info |
Walden Savings Bank
Montgomery, NY |
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| FDIC Number | 15987 | |||
| Phone Number | (845) 457-7700 | |||
| Website | www.waldensavings.bank | |||
| Asset Quality |
Walden Savings Bank
Montgomery, NY |
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| 1-Year Asset Growth | 5.89% | |||
| 5-Year Asset Growth | 6.31% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 4.36% | |||
| Non-Performing Loans to Loans | 0.73% | |||
| Balance Sheet |
Walden Savings Bank
Montgomery, NY |
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| Total Assets | 968.29M | |||
| Total Deposits | 820.02M | |||
| Capital and Reserves |
Walden Savings Bank
Montgomery, NY |
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| Capital | 88.38M | |||
| Leverage Ratio | 10.16 | |||
| Loan Loss Reserves to Loans | 1.08% | |||
| Risk-Based Capital Ratio | 16.07 | |||
| Liquidity |
Walden Savings Bank
Montgomery, NY |
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| Hot Money Ratio | 13.33% | |||
| Liquidity Ratio | 19.13% | |||
| Profitability |
Walden Savings Bank
Montgomery, NY |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 9.55M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 67.44% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 11.84% | |||