Walden Savings Bank
| Weiss Ratings |
Walden Savings Bank
Montgomery, NY |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 5.80 | |||
| Company Info |
Walden Savings Bank
Montgomery, NY |
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| FDIC Number | 15987 | |||
| Phone Number | (845) 457-7700 | |||
| Website | www.waldensavings.bank | |||
| Asset Quality |
Walden Savings Bank
Montgomery, NY |
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| 1-Year Asset Growth | 3.24% | |||
| 5-Year Asset Growth | 10.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.53% | |||
| Non-Performing Loans to Capital | 3.28% | |||
| Non-Performing Loans to Loans | 0.71% | |||
| Balance Sheet |
Walden Savings Bank
Montgomery, NY |
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| Total Assets | 956.81M | |||
| Total Deposits | 808.35M | |||
| Capital and Reserves |
Walden Savings Bank
Montgomery, NY |
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| Capital | 84.72M | |||
| Leverage Ratio | 9.97 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 16.18 | |||
| Liquidity |
Walden Savings Bank
Montgomery, NY |
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| Hot Money Ratio | 14.03% | |||
| Liquidity Ratio | 20.82% | |||
| Profitability |
Walden Savings Bank
Montgomery, NY |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 7.38M | |||
| Net Interest Spread | 3.65% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 68.45% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 12.50% | |||