C
Walden Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Walden Savings Bank
Montgomery, NY
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Rating C
Asset Quality Index 6.60
Capitalization Index 8.80
Liquidity Index 2.40
Profitability Index 4.70
Stability Index 7.00
Company Info Walden Savings Bank
Montgomery, NY
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FDIC Number 15987
Phone Number (845) 457-7700
Website www.waldensavings.bank
Asset Quality Walden Savings Bank
Montgomery, NY
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1-Year Asset Growth 7.97%
5-Year Asset Growth 6.31%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 8.26%
Non-Performing Loans to Loans 1.26%
Balance Sheet Walden Savings Bank
Montgomery, NY
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Total Assets 1.02B
Total Deposits 819.58M
Capital and Reserves Walden Savings Bank
Montgomery, NY
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Capital 93.71M
Leverage Ratio 10.19
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 15.74
Liquidity Walden Savings Bank
Montgomery, NY
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Hot Money Ratio 11.96%
Liquidity Ratio 17.31%
Profitability Walden Savings Bank
Montgomery, NY
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5-Year Return on Average Assets 0.75%
Net Income 4.98M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.25%
Overhead Efficiency Ratio 65.49%
Return on Assets 1.00%
Return on Equity 10.94%