Walden Savings Bank
| Weiss Ratings |
Walden Savings Bank
Montgomery, NY |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 5.60 | |||
| Company Info |
Walden Savings Bank
Montgomery, NY |
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| FDIC Number | 15987 | |||
| Phone Number | (845) 457-7700 | |||
| Website | www.waldensavings.bank | |||
| Asset Quality |
Walden Savings Bank
Montgomery, NY |
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| 1-Year Asset Growth | 5.51% | |||
| 5-Year Asset Growth | 10.79% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 2.17% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
Walden Savings Bank
Montgomery, NY |
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| Total Assets | 925.66M | |||
| Total Deposits | 798.61M | |||
| Capital and Reserves |
Walden Savings Bank
Montgomery, NY |
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| Capital | 76.93M | |||
| Leverage Ratio | 9.61 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | 16.01 | |||
| Liquidity |
Walden Savings Bank
Montgomery, NY |
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| Hot Money Ratio | 13.59% | |||
| Liquidity Ratio | 21.96% | |||
| Profitability |
Walden Savings Bank
Montgomery, NY |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 2.29M | |||
| Net Interest Spread | 3.52% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 70.61% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 12.20% | |||