C
Exchange Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
11.93
Return On
Assets
-0.68%
Total
Assets
410.31M
Capital
39.25M
Total
Deposits
358.86M
Net
Income
-1.47M
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Weiss Ratings Exchange Bank
Milledgeville, GA 		Click to
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Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 0.50
Stability Index 6.60
Company Info Exchange Bank
Milledgeville, GA 		Click to
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FDIC Number 160
Phone Number (478) 452-4531
Website www.exch.bank
Asset Quality Exchange Bank
Milledgeville, GA 		Click to
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1-Year Asset Growth 0.21%
5-Year Asset Growth 6.81%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.23%
Non-Performing Loans to Loans 0.04%
Balance Sheet Exchange Bank
Milledgeville, GA 		Click to
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Total Assets 410.31M
Total Deposits 358.86M
Capital and Reserves Exchange Bank
Milledgeville, GA 		Click to
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Capital 39.25M
Leverage Ratio 11.93
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio --
Liquidity Exchange Bank
Milledgeville, GA 		Click to
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Hot Money Ratio 20.25%
Liquidity Ratio 11.30%
Profitability Exchange Bank
Milledgeville, GA 		Click to
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5-Year Return on Average Assets 1.08%
Net Income -1.47M
Net Interest Spread 4.87%
Operating Profit to Average Assets -0.90%
Overhead Efficiency Ratio 58.09%
Return on Assets -0.68%
Return on Equity -7.26%