C
Exchange Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.33
Return On
Assets
1.21%
Total
Assets
424.87M
Capital
46.42M
Total
Deposits
344.54M
Net
Income
5.01M
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Weiss Ratings Exchange Bank
Milledgeville, GA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 8.50
Liquidity Index 0.20
Profitability Index 5.90
Stability Index 3.70
Company Info Exchange Bank
Milledgeville, GA 		Click to
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FDIC Number 160
Phone Number (478) 452-4531
Website www.exch.bank
Asset Quality Exchange Bank
Milledgeville, GA 		Click to
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1-Year Asset Growth 7.62%
5-Year Asset Growth 6.81%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.27%
Balance Sheet Exchange Bank
Milledgeville, GA 		Click to
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Total Assets 424.87M
Total Deposits 344.54M
Capital and Reserves Exchange Bank
Milledgeville, GA 		Click to
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Capital 46.42M
Leverage Ratio 12.33
Loan Loss Reserves to Loans 1.64%
Risk-Based Capital Ratio --
Liquidity Exchange Bank
Milledgeville, GA 		Click to
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Hot Money Ratio 20.31%
Liquidity Ratio 18.22%
Profitability Exchange Bank
Milledgeville, GA 		Click to
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5-Year Return on Average Assets 1.06%
Net Income 5.01M
Net Interest Spread 4.19%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 60.88%
Return on Assets 1.21%
Return on Equity 11.30%