| Weiss Ratings |
Ridgewood Savings Bank
Ridgewood, NY |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 8.70 | |||
| Company Info |
Ridgewood Savings Bank
Ridgewood, NY |
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| FDIC Number | 16026 | |||
| Phone Number | (718) 240-4900 | |||
| Website | www.ridgewoodbank.com | |||
| Asset Quality |
Ridgewood Savings Bank
Ridgewood, NY |
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| 1-Year Asset Growth | 4.31% | |||
| 5-Year Asset Growth | 4.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.15% | |||
| Non-Performing Loans to Capital | 8.63% | |||
| Non-Performing Loans to Loans | 1.76% | |||
| Balance Sheet |
Ridgewood Savings Bank
Ridgewood, NY |
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| Total Assets | 7.30B | |||
| Total Deposits | 5.77B | |||
| Capital and Reserves |
Ridgewood Savings Bank
Ridgewood, NY |
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| Capital | 881.93M | |||
| Leverage Ratio | 13.02 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Ridgewood Savings Bank
Ridgewood, NY |
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| Hot Money Ratio | 27.01% | |||
| Liquidity Ratio | 24.73% | |||
| Profitability |
Ridgewood Savings Bank
Ridgewood, NY |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 5.32M | |||
| Net Interest Spread | 1.74% | |||
| Operating Profit to Average Assets | 0.28% | |||
| Overhead Efficiency Ratio | 78.21% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 2.44% | |||