| Weiss Ratings |
Ridgewood Savings Bank
Ridgewood, NY |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 8.80 | |||
| Company Info |
Ridgewood Savings Bank
Ridgewood, NY |
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| FDIC Number | 16026 | |||
| Phone Number | (718) 240-4900 | |||
| Website | www.ridgewoodbank.com | |||
| Asset Quality |
Ridgewood Savings Bank
Ridgewood, NY |
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| 1-Year Asset Growth | 3.31% | |||
| 5-Year Asset Growth | 3.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 1.76% | |||
| Non-Performing Loans to Capital | 10.92% | |||
| Non-Performing Loans to Loans | 2.73% | |||
| Balance Sheet |
Ridgewood Savings Bank
Ridgewood, NY |
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| Total Assets | 7.55B | |||
| Total Deposits | 6.01B | |||
| Capital and Reserves |
Ridgewood Savings Bank
Ridgewood, NY |
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| Capital | 962.50M | |||
| Leverage Ratio | 13.27 | |||
| Loan Loss Reserves to Loans | 0.73% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Ridgewood Savings Bank
Ridgewood, NY |
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| Hot Money Ratio | 27.29% | |||
| Liquidity Ratio | 22.43% | |||
| Profitability |
Ridgewood Savings Bank
Ridgewood, NY |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 26.30M | |||
| Net Interest Spread | 2.07% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 67.30% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 5.54% | |||