| Weiss Ratings |
Ridgewood Savings Bank
Ridgewood, NY |
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| Rating | ||||
| Asset Quality Index | 5.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 8.70 | |||
| Company Info |
Ridgewood Savings Bank
Ridgewood, NY |
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| FDIC Number | 16026 | |||
| Phone Number | (718) 240-4900 | |||
| Website | www.ridgewoodbank.com | |||
| Asset Quality |
Ridgewood Savings Bank
Ridgewood, NY |
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| 1-Year Asset Growth | 2.94% | |||
| 5-Year Asset Growth | 4.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 1.50% | |||
| Non-Performing Loans to Capital | 9.83% | |||
| Non-Performing Loans to Loans | 2.27% | |||
| Balance Sheet |
Ridgewood Savings Bank
Ridgewood, NY |
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| Total Assets | 7.38B | |||
| Total Deposits | 5.85B | |||
| Capital and Reserves |
Ridgewood Savings Bank
Ridgewood, NY |
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| Capital | 919.77M | |||
| Leverage Ratio | 13.18 | |||
| Loan Loss Reserves to Loans | 0.78% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Ridgewood Savings Bank
Ridgewood, NY |
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| Hot Money Ratio | 27.14% | |||
| Liquidity Ratio | 19.71% | |||
| Profitability |
Ridgewood Savings Bank
Ridgewood, NY |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 27.52M | |||
| Net Interest Spread | 1.81% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 77.31% | |||
| Return on Assets | 0.50% | |||
| Return on Equity | 4.12% | |||