B
Rhinebeck Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.88
Leverage
Ratio
10.46
Return On
Assets
0.91%
Total
Assets
1.32B
Capital
130.47M
Total
Deposits
1.13B
Net
Income
8.71M
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Weiss Ratings Rhinebeck Bank
Poughkeepsie, NY 		Click to
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Rating B
Asset Quality Index 6.50
Capitalization Index 9.20
Liquidity Index 2.80
Profitability Index 3.50
Stability Index 6.30
Company Info Rhinebeck Bank
Poughkeepsie, NY 		Click to
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FDIC Number 16032
Phone Number (845) 454-8555
Website www.rhinebeckbank.com
Asset Quality Rhinebeck Bank
Poughkeepsie, NY 		Click to
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1-Year Asset Growth 3.94%
5-Year Asset Growth 5.79%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.56%
Non-Performing Loans to Loans 0.39%
Balance Sheet Rhinebeck Bank
Poughkeepsie, NY 		Click to
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Total Assets 1.32B
Total Deposits 1.13B
Capital and Reserves Rhinebeck Bank
Poughkeepsie, NY 		Click to
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Capital 130.47M
Leverage Ratio 10.46
Loan Loss Reserves to Loans 0.83%
Risk-Based Capital Ratio 13.88
Liquidity Rhinebeck Bank
Poughkeepsie, NY 		Click to
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Hot Money Ratio 22.97%
Liquidity Ratio 12.33%
Profitability Rhinebeck Bank
Poughkeepsie, NY 		Click to
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5-Year Return on Average Assets 0.42%
Net Income 8.71M
Net Interest Spread 3.86%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 70.17%
Return on Assets 0.91%
Return on Equity 9.34%