B
Rhinebeck Bank
Rating Date
March 2026
Risk Based
Capital Ratio
14.40
Leverage
Ratio
10.62
Return On
Assets
0.88%
Total
Assets
1.30B
Capital
133.85M
Total
Deposits
1.12B
Net
Income
11.37M
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Weiss Ratings Rhinebeck Bank
Poughkeepsie, NY 		Click to
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Rating B
Asset Quality Index 6.60
Capitalization Index 9.40
Liquidity Index 2.80
Profitability Index 3.50
Stability Index 6.50
Company Info Rhinebeck Bank
Poughkeepsie, NY 		Click to
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FDIC Number 16032
Phone Number (845) 454-8555
Website www.rhinebeckbank.com
Asset Quality Rhinebeck Bank
Poughkeepsie, NY 		Click to
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1-Year Asset Growth 3.66%
5-Year Asset Growth 3.06%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.57%
Non-Performing Loans to Loans 0.39%
Balance Sheet Rhinebeck Bank
Poughkeepsie, NY 		Click to
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Total Assets 1.30B
Total Deposits 1.12B
Capital and Reserves Rhinebeck Bank
Poughkeepsie, NY 		Click to
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Capital 133.85M
Leverage Ratio 10.62
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio 14.40
Liquidity Rhinebeck Bank
Poughkeepsie, NY 		Click to
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Hot Money Ratio 22.79%
Liquidity Ratio 13.42%
Profitability Rhinebeck Bank
Poughkeepsie, NY 		Click to
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5-Year Return on Average Assets 0.42%
Net Income 11.37M
Net Interest Spread 3.87%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 70.71%
Return on Assets 0.88%
Return on Equity 9.00%