C
Sawyer Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
17.61
Leverage
Ratio
10.72
Return On
Assets
0.27%
Total
Assets
285.88M
Capital
27.88M
Total
Deposits
237.31M
Net
Income
383.00K
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Weiss Ratings Sawyer Savings Bank
Saugerties, NY 		Click to
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Rating C
Asset Quality Index 4.90
Capitalization Index 9.60
Liquidity Index 0.30
Profitability Index 2.10
Stability Index 5.80
Company Info Sawyer Savings Bank
Saugerties, NY 		Click to
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FDIC Number 16039
Phone Number (888) 772-1871
Website www.sawyersavings.bank
Asset Quality Sawyer Savings Bank
Saugerties, NY 		Click to
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1-Year Asset Growth -1.71%
5-Year Asset Growth 2.52%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.42%
Non-Performing Loans to Capital 11.79%
Non-Performing Loans to Loans 1.77%
Balance Sheet Sawyer Savings Bank
Saugerties, NY 		Click to
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Total Assets 285.88M
Total Deposits 237.31M
Capital and Reserves Sawyer Savings Bank
Saugerties, NY 		Click to
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Capital 27.88M
Leverage Ratio 10.72
Loan Loss Reserves to Loans 1.02%
Risk-Based Capital Ratio 17.61
Liquidity Sawyer Savings Bank
Saugerties, NY 		Click to
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Hot Money Ratio 24.94%
Liquidity Ratio 15.09%
Profitability Sawyer Savings Bank
Saugerties, NY 		Click to
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5-Year Return on Average Assets 0.32%
Net Income 383.00K
Net Interest Spread 2.87%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 87.33%
Return on Assets 0.27%
Return on Equity 2.76%