Generations Bank
| Weiss Ratings |
Generations Bank
Seneca Falls, NY |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 3.10 | |||
| Company Info |
Generations Bank
Seneca Falls, NY |
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| FDIC Number | 16040 | |||
| Phone Number | (315) 568-5855 | |||
| Website | www.mygenbank.com | |||
| Asset Quality |
Generations Bank
Seneca Falls, NY |
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| 1-Year Asset Growth | -6.98% | |||
| 5-Year Asset Growth | 2.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.46% | |||
| Non-Performing Assets to Assets | 0.89% | |||
| Non-Performing Loans to Capital | 8.66% | |||
| Non-Performing Loans to Loans | 1.13% | |||
| Balance Sheet |
Generations Bank
Seneca Falls, NY |
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| Total Assets | 372.97M | |||
| Total Deposits | 320.01M | |||
| Capital and Reserves |
Generations Bank
Seneca Falls, NY |
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| Capital | 32.90M | |||
| Leverage Ratio | 9.20 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Risk-Based Capital Ratio | 13.86 | |||
| Liquidity |
Generations Bank
Seneca Falls, NY |
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| Hot Money Ratio | 26.91% | |||
| Liquidity Ratio | 12.33% | |||
| Profitability |
Generations Bank
Seneca Falls, NY |
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| 5-Year Return on Average Assets | -0.09% | |||
| Net Income | -1.50M | |||
| Net Interest Spread | 2.20% | |||
| Operating Profit to Average Assets | -0.78% | |||
| Overhead Efficiency Ratio | 119.47% | |||
| Return on Assets | -0.79% | |||
| Return on Equity | -9.06% | |||