D
Generations Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Generations Bank
Seneca Falls, NY
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Rating D
Asset Quality Index 3.40
Capitalization Index 7.20
Liquidity Index 0.90
Profitability Index 0.00
Stability Index 3.10
Company Info Generations Bank
Seneca Falls, NY
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FDIC Number 16040
Phone Number (315) 568-5855
Website www.mygenbank.com
Asset Quality Generations Bank
Seneca Falls, NY
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1-Year Asset Growth -6.32%
5-Year Asset Growth 2.22%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.68%
Non-Performing Assets to Assets 0.77%
Non-Performing Loans to Capital 7.80%
Non-Performing Loans to Loans 1.02%
Balance Sheet Generations Bank
Seneca Falls, NY
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Total Assets 383.66M
Total Deposits 330.06M
Capital and Reserves Generations Bank
Seneca Falls, NY
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Capital 33.15M
Leverage Ratio 9.16
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio 13.87
Liquidity Generations Bank
Seneca Falls, NY
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Hot Money Ratio 28.13%
Liquidity Ratio 9.86%
Profitability Generations Bank
Seneca Falls, NY
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5-Year Return on Average Assets -0.09%
Net Income -925.00K
Net Interest Spread 2.22%
Operating Profit to Average Assets -0.96%
Overhead Efficiency Ratio 124.34%
Return on Assets -0.97%
Return on Equity -11.21%