C
Apple Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Apple Bank
New York, NY
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Rating C
Asset Quality Index 5.40
Capitalization Index 6.00
Liquidity Index 3.10
Profitability Index 2.50
Stability Index 6.20
Company Info Apple Bank
New York, NY
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FDIC Number 16068
Phone Number (212) 490-4490
Website www.applebank.com
Asset Quality Apple Bank
New York, NY
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1-Year Asset Growth 10.26%
5-Year Asset Growth 2.10%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 5.95%
Non-Performing Loans to Loans 0.70%
Balance Sheet Apple Bank
New York, NY
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Total Assets 18.82B
Total Deposits 15.41B
Capital and Reserves Apple Bank
New York, NY
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Capital 1.57B
Leverage Ratio 8.00
Loan Loss Reserves to Loans 0.50%
Risk-Based Capital Ratio 12.05
Liquidity Apple Bank
New York, NY
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Hot Money Ratio 24.35%
Liquidity Ratio 12.75%
Profitability Apple Bank
New York, NY
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5-Year Return on Average Assets 0.38%
Net Income 38.76M
Net Interest Spread 2.19%
Operating Profit to Average Assets 0.37%
Overhead Efficiency Ratio 81.28%
Return on Assets 0.28%
Return on Equity 3.36%