C
The Bank of Elk River
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Elk River
Elk River, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.90
Capitalization Index 7.20
Liquidity Index 3.00
Profitability Index 3.90
Stability Index 4.10
Company Info The Bank of Elk River
Elk River, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 1607
Phone Number (763) 441-1000
Website www.thebankofelkriver.com/
Asset Quality The Bank of Elk River
Elk River, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.36%
5-Year Asset Growth 4.61%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 7.55%
Non-Performing Loans to Loans 1.15%
Balance Sheet The Bank of Elk River
Elk River, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 719.07M
Total Deposits 661.24M
Capital and Reserves The Bank of Elk River
Elk River, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 49.04M
Leverage Ratio 9.14
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 14.80
Liquidity The Bank of Elk River
Elk River, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.53%
Liquidity Ratio 25.42%
Profitability The Bank of Elk River
Elk River, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.95%
Net Income 2.99M
Net Interest Spread 3.56%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 69.71%
Return on Assets 0.82%
Return on Equity 12.50%