C
The Bank of Elk River
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Elk River
Elk River, MN
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Rating C
Asset Quality Index 8.20
Capitalization Index 6.70
Liquidity Index 2.80
Profitability Index 4.30
Stability Index 3.90
Company Info The Bank of Elk River
Elk River, MN
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FDIC Number 1607
Phone Number (763) 441-1000
Website www.thebankofelkriver.com/
Asset Quality The Bank of Elk River
Elk River, MN
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1-Year Asset Growth 5.93%
5-Year Asset Growth 4.61%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.05%
Non-Performing Loans to Loans 0.03%
Balance Sheet The Bank of Elk River
Elk River, MN
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Total Assets 717.63M
Total Deposits 658.94M
Capital and Reserves The Bank of Elk River
Elk River, MN
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Capital 49.54M
Leverage Ratio 8.96
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 15.07
Liquidity The Bank of Elk River
Elk River, MN
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Hot Money Ratio 17.30%
Liquidity Ratio 28.37%
Profitability The Bank of Elk River
Elk River, MN
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5-Year Return on Average Assets 1.00%
Net Income 6.93M
Net Interest Spread 3.37%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 70.53%
Return on Assets 0.96%
Return on Equity 16.28%