| Weiss Ratings |
Rayne State Bank & Trust Company
Rayne, LA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Rayne State Bank & Trust Company
Rayne, LA |
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| FDIC Number | 16075 | |||
| Phone Number | (337) 334-3191 | |||
| Website | www.bankonnet.com | |||
| Asset Quality |
Rayne State Bank & Trust Company
Rayne, LA |
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| 1-Year Asset Growth | 5.65% | |||
| 5-Year Asset Growth | 6.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.20% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Rayne State Bank & Trust Company
Rayne, LA |
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| Total Assets | 525.01M | |||
| Total Deposits | 468.26M | |||
| Capital and Reserves |
Rayne State Bank & Trust Company
Rayne, LA |
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| Capital | 50.01M | |||
| Leverage Ratio | 11.35 | |||
| Loan Loss Reserves to Loans | 1.82% | |||
| Risk-Based Capital Ratio | 19.60 | |||
| Liquidity |
Rayne State Bank & Trust Company
Rayne, LA |
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| Hot Money Ratio | 14.17% | |||
| Liquidity Ratio | 37.99% | |||
| Profitability |
Rayne State Bank & Trust Company
Rayne, LA |
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| 5-Year Return on Average Assets | 1.60% | |||
| Net Income | 7.96M | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 1.98% | |||
| Overhead Efficiency Ratio | 53.80% | |||
| Return on Assets | 1.98% | |||
| Return on Equity | 24.11% | |||