| Weiss Ratings |
Rayne State Bank & Trust Company
Rayne, LA |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Rayne State Bank & Trust Company
Rayne, LA |
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| FDIC Number | 16075 | |||
| Phone Number | (337) 334-3191 | |||
| Website | www.bankonnet.com | |||
| Asset Quality |
Rayne State Bank & Trust Company
Rayne, LA |
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| 1-Year Asset Growth | 7.43% | |||
| 5-Year Asset Growth | 4.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 1.95% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Rayne State Bank & Trust Company
Rayne, LA |
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| Total Assets | 541.19M | |||
| Total Deposits | 484.99M | |||
| Capital and Reserves |
Rayne State Bank & Trust Company
Rayne, LA |
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| Capital | 50.93M | |||
| Leverage Ratio | 11.08 | |||
| Loan Loss Reserves to Loans | 1.85% | |||
| Risk-Based Capital Ratio | 19.15 | |||
| Liquidity |
Rayne State Bank & Trust Company
Rayne, LA |
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| Hot Money Ratio | 13.12% | |||
| Liquidity Ratio | 39.00% | |||
| Profitability |
Rayne State Bank & Trust Company
Rayne, LA |
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| 5-Year Return on Average Assets | 1.60% | |||
| Net Income | 10.54M | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 1.95% | |||
| Overhead Efficiency Ratio | 53.63% | |||
| Return on Assets | 1.95% | |||
| Return on Equity | 23.10% | |||