| Weiss Ratings |
Rayne State Bank & Trust Company
Rayne, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Rayne State Bank & Trust Company
Rayne, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16075 | |||
| Phone Number | (337) 334-3191 | |||
| Website | www.bankonnet.com | |||
| Asset Quality |
Rayne State Bank & Trust Company
Rayne, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.47% | |||
| 5-Year Asset Growth | 4.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.96% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
Rayne State Bank & Trust Company
Rayne, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 540.52M | |||
| Total Deposits | 479.98M | |||
| Capital and Reserves |
Rayne State Bank & Trust Company
Rayne, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 55.07M | |||
| Leverage Ratio | 11.58 | |||
| Loan Loss Reserves to Loans | 1.76% | |||
| Risk-Based Capital Ratio | 19.58 | |||
| Liquidity |
Rayne State Bank & Trust Company
Rayne, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.71% | |||
| Liquidity Ratio | 30.89% | |||
| Profitability |
Rayne State Bank & Trust Company
Rayne, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.70% | |||
| Net Income | 5.77M | |||
| Net Interest Spread | 4.24% | |||
| Operating Profit to Average Assets | 2.04% | |||
| Overhead Efficiency Ratio | 51.96% | |||
| Return on Assets | 2.04% | |||
| Return on Equity | 22.03% | |||