C
The State Bank of Faribault
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The State Bank of Faribault
Faribault, MN
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Rating C
Asset Quality Index 7.50
Capitalization Index 6.90
Liquidity Index 2.90
Profitability Index 4.30
Stability Index 3.90
Company Info The State Bank of Faribault
Faribault, MN
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FDIC Number 1610
Phone Number (507) 332-7401
Website www.tsbf.com
Asset Quality The State Bank of Faribault
Faribault, MN
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1-Year Asset Growth 5.11%
5-Year Asset Growth 8.67%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 3.41%
Non-Performing Loans to Loans 0.82%
Balance Sheet The State Bank of Faribault
Faribault, MN
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Total Assets 321.97M
Total Deposits 296.87M
Capital and Reserves The State Bank of Faribault
Faribault, MN
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Capital 20.70M
Leverage Ratio 8.95
Loan Loss Reserves to Loans 1.86%
Risk-Based Capital Ratio 13.81
Liquidity The State Bank of Faribault
Faribault, MN
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Hot Money Ratio 9.84%
Liquidity Ratio 22.49%
Profitability The State Bank of Faribault
Faribault, MN
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5-Year Return on Average Assets 0.84%
Net Income 1.98M
Net Interest Spread 3.56%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 76.99%
Return on Assets 0.85%
Return on Equity 14.45%