C
The Milford Bank
MilfordCT
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Milford Bank
Milford, CT
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Rating C
Asset Quality Index 7.20
Capitalization Index 7.80
Liquidity Index 2.00
Profitability Index 3.20
Stability Index 5.40
Company Info The Milford Bank
Milford, CT
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FDIC Number 16101
Phone Number (203) 783-5700
Website www.milfordbank.com
Asset Quality The Milford Bank
Milford, CT
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1-Year Asset Growth 3.11%
5-Year Asset Growth 6.72%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.47%
Non-Performing Loans to Loans 0.33%
Balance Sheet The Milford Bank
Milford, CT
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Total Assets 644.29M
Total Deposits 503.61M
Capital and Reserves The Milford Bank
Milford, CT
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Capital 55.76M
Leverage Ratio 9.55
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 15.31
Liquidity The Milford Bank
Milford, CT
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Hot Money Ratio 16.93%
Liquidity Ratio 18.51%
Profitability The Milford Bank
Milford, CT
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5-Year Return on Average Assets 0.37%
Net Income 3.58M
Net Interest Spread 3.26%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 79.41%
Return on Assets 0.55%
Return on Equity 6.82%