C
The Milford Bank
MilfordCT
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Milford Bank
Milford, CT
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.50
Capitalization Index 7.90
Liquidity Index 2.30
Profitability Index 3.30
Stability Index 5.60
Company Info The Milford Bank
Milford, CT
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 16101
Phone Number (203) 783-5700
Website www.milfordbank.com
Asset Quality The Milford Bank
Milford, CT
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.50%
5-Year Asset Growth 7.79%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.00%
Non-Performing Loans to Loans 0.27%
Balance Sheet The Milford Bank
Milford, CT
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 647.33M
Total Deposits 495.78M
Capital and Reserves The Milford Bank
Milford, CT
Click to
Compare
Click to
Compare
Click to
Compare
Capital 54.39M
Leverage Ratio 9.57
Loan Loss Reserves to Loans 0.97%
Risk-Based Capital Ratio 15.22
Liquidity The Milford Bank
Milford, CT
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.75%
Liquidity Ratio 18.79%
Profitability The Milford Bank
Milford, CT
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.37%
Net Income 2.84M
Net Interest Spread 3.21%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 77.48%
Return on Assets 0.59%
Return on Equity 7.34%