FarmBank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (1.6) profitability.
Other Rating Factors:
Good current capitalization (5.8 on a scale of 0 to 10) based on a risk-based capital ratio of 11.7 and a capital leverage ratio of 7.8. A current level of 5.8 percent of nonperforming loans to core capital combined with 7.2 percent from a year earlier contributes to the Good asset quality (5.4).
Asset Mix:
Securities (23%), home mtgs (17%), comm re (16%), cash (8%), comm loans (5%), consumer loans (5%), other (28%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Rhineland Bancshares, Inc
Investment Rating
--
Address
One South Lincoln Street
Green City, MO 63545
Green City, MO 63545
Phone Number
(660) 874-4131
Year Founded
1943
FDIC Number
Website
Largest Affiliates
No affiliate information available.