C
Carroll County Trust Company of Carrollton, Missouri
Rating Date
October 2025
Risk Based
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (2.0) profitability.
Other Rating Factors: A current level of 2.9 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Excellent asset quality (8.1). Excellent current capitalization (7.4 on a scale of 0 to 10) and a capital leverage ratio of 9.3.
Asset Mix: Securities (49%), home mtgs (6%), comm re (4%), comm loans (4%), cash (3%), consumer loans (1%), home eq lns (1%), other (32%)
States with Branches: MO
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Group Affiliation
Carroll County Bancshares, Inc.
Investment Rating
--
Address
Two South Folger Street
Carrollton, MO 64633
Phone Number
(660) 542-2050
Year Founded
1919
FDIC Number
Largest Affiliates
No affiliate information available.