Farmers State Bank & Trust Company
Major Rating Factors:
Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.1 has resulted in Excellent (8.7) profitability. Excellent current capitalization (7.4 on a scale of 0 to 10) and a capital leverage ratio of 9.8.
Other Rating Factors:
A current level of 4.4 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Good asset quality (6.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Securities (33%), comm re (15%), home mtgs (8%), comm loans (7%), cash (4%), consumer loans (2%), home eq lns (1%), other (29%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FSB Bancshares, Inc.
Investment Rating
--
Address
110 West Plaquemine Street
Church Point, LA 70525
Church Point, LA 70525
Phone Number
(337) 684-3301
Year Founded
1944
FDIC Number
Website
Largest Affiliates
No affiliate information available.