D
Sherwood Community Bank
Rating Date
June 2025
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.5 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Weak (2.8) profitability.
Other Rating Factors: Fair liquidity 3.3, driven by a liquidity ratio of 25.6 percent and a “hot money” ratio of 10.2 percent. A current level of 7.3 percent of nonperforming loans to core capital combined with 5.6 percent from a year earlier contributes to the Good asset quality (5.5).
Asset Mix: Securities (29%), home mtgs (28%), comm re (8%), cash (7%), comm loans (7%), consumer loans (2%), other (20%)
States with Branches: MO
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Corporate Info
Group Affiliation
Investment Rating
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Address
202 D Street
Creighton, MO 64739
Phone Number
(660) 499-2421
Year Founded
1902
FDIC Number
Largest Affiliates
No affiliate information available.