Major Rating Factors:
A current level of 19.3 percent of nonperforming loans to core capital combined with 9.0 percent from a year earlier contributes to the Fair asset quality (3.5). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.5) profitability.
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 14.2 and a capital leverage ratio of 8.7. Fair liquidity 3.2, driven by a liquidity ratio of 24.6 percent and a “hot money” ratio of 12.3 percent.
Asset Mix:
Home mtgs (28%), securities (27%), comm loans (7%), comm re (7%), cash (5%), consumer loans (1%), other (24%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
202 D Street
Creighton, MO 64739
Creighton, MO 64739
Phone Number
(660) 499-2421
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.