| Weiss Ratings |
West Alabama Bank & Trust
Reform, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 6.60 | |||
| Company Info |
West Alabama Bank & Trust
Reform, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 16175 | |||
| Phone Number | (205) 375-6261 | |||
| Website | www.wabt.com | |||
| Asset Quality |
West Alabama Bank & Trust
Reform, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.28% | |||
| 5-Year Asset Growth | 10.19% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.81% | |||
| Non-Performing Loans to Capital | 4.91% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
West Alabama Bank & Trust
Reform, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 953.86M | |||
| Total Deposits | 822.66M | |||
| Capital and Reserves |
West Alabama Bank & Trust
Reform, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 91.77M | |||
| Leverage Ratio | 11.32 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
West Alabama Bank & Trust
Reform, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 29.44% | |||
| Liquidity Ratio | 22.60% | |||
| Profitability |
West Alabama Bank & Trust
Reform, AL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 8.03M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 57.80% | |||
| Return on Assets | 1.09% | |||
| Return on Equity | 12.79% | |||