C
Johnson City Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Johnson City Bank
Johnson City, TX
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Rating C
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 6.10
Stability Index 5.70
Company Info Johnson City Bank
Johnson City, TX
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FDIC Number 16176
Phone Number (830) 868-7131
Website www.j-cbank.com
Asset Quality Johnson City Bank
Johnson City, TX
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1-Year Asset Growth -3.04%
5-Year Asset Growth 2.64%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.22%
Non-Performing Loans to Loans 0.28%
Balance Sheet Johnson City Bank
Johnson City, TX
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Total Assets 133.10M
Total Deposits 115.71M
Capital and Reserves Johnson City Bank
Johnson City, TX
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Capital 17.14M
Leverage Ratio 13.63
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity Johnson City Bank
Johnson City, TX
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Hot Money Ratio 29.47%
Liquidity Ratio 33.58%
Profitability Johnson City Bank
Johnson City, TX
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5-Year Return on Average Assets 1.35%
Net Income 458.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 66.42%
Return on Assets 1.37%
Return on Equity 10.82%