B
Johnson City Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Johnson City Bank
Johnson City, TX
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 5.80
Stability Index 7.90
Company Info Johnson City Bank
Johnson City, TX
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FDIC Number 16176
Phone Number (830) 868-7131
Website www.j-cbank.com
Asset Quality Johnson City Bank
Johnson City, TX
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1-Year Asset Growth -1.97%
5-Year Asset Growth 2.64%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.59%
Non-Performing Loans to Loans 0.53%
Balance Sheet Johnson City Bank
Johnson City, TX
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Total Assets 136.77M
Total Deposits 118.89M
Capital and Reserves Johnson City Bank
Johnson City, TX
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Capital 17.54M
Leverage Ratio 13.48
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio --
Liquidity Johnson City Bank
Johnson City, TX
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Hot Money Ratio 31.14%
Liquidity Ratio 37.96%
Profitability Johnson City Bank
Johnson City, TX
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5-Year Return on Average Assets 1.35%
Net Income 1.37M
Net Interest Spread 4.00%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 65.15%
Return on Assets 1.35%
Return on Equity 10.64%