B
First State Bank
StuartIA
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Stuart, IA
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Rating B
Asset Quality Index 9.00
Capitalization Index 9.80
Liquidity Index 4.50
Profitability Index 4.20
Stability Index 6.10
Company Info First State Bank
Stuart, IA
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FDIC Number 16177
Phone Number (515) 523-2721
Website www.stuartbank.com/
Asset Quality First State Bank
Stuart, IA
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1-Year Asset Growth -2.60%
5-Year Asset Growth 2.84%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First State Bank
Stuart, IA
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Total Assets 126.16M
Total Deposits 111.74M
Capital and Reserves First State Bank
Stuart, IA
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Capital 13.75M
Leverage Ratio 10.88
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 24.29
Liquidity First State Bank
Stuart, IA
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Hot Money Ratio 11.15%
Liquidity Ratio 47.88%
Profitability First State Bank
Stuart, IA
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5-Year Return on Average Assets 0.41%
Net Income 298.00K
Net Interest Spread 3.96%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 57.56%
Return on Assets 0.94%
Return on Equity 8.76%