B
First State Bank
StuartIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Stuart, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 6.10
Stability Index 6.40
Company Info First State Bank
Stuart, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 16177
Phone Number (515) 523-2721
Website www.stuartbank.com/
Asset Quality First State Bank
Stuart, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.22%
5-Year Asset Growth 2.84%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First State Bank
Stuart, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 122.23M
Total Deposits 107.50M
Capital and Reserves First State Bank
Stuart, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 14.38M
Leverage Ratio 11.62
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio 25.34
Liquidity First State Bank
Stuart, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.50%
Liquidity Ratio 45.14%
Profitability First State Bank
Stuart, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.41%
Net Income 947.00K
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 51.48%
Return on Assets 1.51%
Return on Equity 13.69%