Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.2. A current level of 1.4 percent of nonperforming loans to core capital combined with 7.2 percent from a year earlier contributes to the Excellent asset quality (8.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Good (5.9) profitability.
Asset Mix:
Securities (39%), comm re (14%), home mtgs (10%), comm loans (4%), cash (4%), home eq lns (1%), consumer loans (1%), other (27%)
States with Branches:
IN
Corporate Info
Wolcott Bancorp
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105 North Range Street
Wolcott, IN 47995
Wolcott, IN 47995
(219) 279-2185
1944
Largest Affiliates
No affiliate information available.