A
Bank of Wolcott
WolcottIN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Capital
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Weiss Ratings Bank of Wolcott
Wolcott, IN
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Rating A
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 6.60
Stability Index 7.70
Company Info Bank of Wolcott
Wolcott, IN
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FDIC Number 16201
Phone Number (219) 279-2185
Website www.bankofwolcott.com
Asset Quality Bank of Wolcott
Wolcott, IN
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1-Year Asset Growth 10.61%
5-Year Asset Growth 6.79%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.91%
Non-Performing Loans to Loans 0.08%
Balance Sheet Bank of Wolcott
Wolcott, IN
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Total Assets 268.12M
Total Deposits 222.10M
Capital and Reserves Bank of Wolcott
Wolcott, IN
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Capital 26.58M
Leverage Ratio 12.26
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio --
Liquidity Bank of Wolcott
Wolcott, IN
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Hot Money Ratio 13.44%
Liquidity Ratio 47.85%
Profitability Bank of Wolcott
Wolcott, IN
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5-Year Return on Average Assets 1.67%
Net Income 3.20M
Net Interest Spread 3.36%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 52.30%
Return on Assets 1.67%
Return on Equity 18.49%