B
Commercial Banking Company
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Banking Company
Valdosta, GA
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Rating B
Asset Quality Index 8.90
Capitalization Index 9.60
Liquidity Index 2.70
Profitability Index 8.40
Stability Index 5.70
Company Info Commercial Banking Company
Valdosta, GA
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FDIC Number 16246
Phone Number (229) 242-7600
Website www.cbcbank.com
Asset Quality Commercial Banking Company
Valdosta, GA
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1-Year Asset Growth 2.24%
5-Year Asset Growth 9.30%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.41%
Non-Performing Loans to Loans 0.09%
Balance Sheet Commercial Banking Company
Valdosta, GA
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Total Assets 360.82M
Total Deposits 322.41M
Capital and Reserves Commercial Banking Company
Valdosta, GA
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Capital 34.46M
Leverage Ratio 10.76
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 17.74
Liquidity Commercial Banking Company
Valdosta, GA
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Hot Money Ratio 19.78%
Liquidity Ratio 29.17%
Profitability Commercial Banking Company
Valdosta, GA
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5-Year Return on Average Assets 1.35%
Net Income 1.43M
Net Interest Spread 4.80%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 60.03%
Return on Assets 1.62%
Return on Equity 17.02%