C
Commercial Banking Company
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Banking Company
Valdosta, GA
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 1.90
Profitability Index 8.90
Stability Index 5.00
Company Info Commercial Banking Company
Valdosta, GA
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FDIC Number 16246
Phone Number (229) 242-7600
Website www.cbcbank.com
Asset Quality Commercial Banking Company
Valdosta, GA
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1-Year Asset Growth 0.58%
5-Year Asset Growth 9.30%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 0.37%
Non-Performing Loans to Loans 0.09%
Balance Sheet Commercial Banking Company
Valdosta, GA
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Total Assets 356.70M
Total Deposits 316.43M
Capital and Reserves Commercial Banking Company
Valdosta, GA
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Capital 36.24M
Leverage Ratio 10.97
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 17.55
Liquidity Commercial Banking Company
Valdosta, GA
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Hot Money Ratio 21.93%
Liquidity Ratio 23.90%
Profitability Commercial Banking Company
Valdosta, GA
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5-Year Return on Average Assets 1.35%
Net Income 3.03M
Net Interest Spread 4.85%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 58.83%
Return on Assets 1.70%
Return on Equity 17.60%