C
Commercial Banking Company
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Commercial Banking Company
Valdosta, GA
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Rating C
Asset Quality Index 8.80
Capitalization Index 9.00
Liquidity Index 0.80
Profitability Index 9.80
Stability Index 4.30
Company Info Commercial Banking Company
Valdosta, GA
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FDIC Number 16246
Phone Number (229) 242-7600
Website www.cbcbank.com
Asset Quality Commercial Banking Company
Valdosta, GA
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1-Year Asset Growth 14.80%
5-Year Asset Growth 4.18%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.43%
Non-Performing Loans to Loans 0.09%
Balance Sheet Commercial Banking Company
Valdosta, GA
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Total Assets 409.51M
Total Deposits 361.63M
Capital and Reserves Commercial Banking Company
Valdosta, GA
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Capital 38.65M
Leverage Ratio 10.32
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 15.68
Liquidity Commercial Banking Company
Valdosta, GA
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Hot Money Ratio 28.81%
Liquidity Ratio 22.33%
Profitability Commercial Banking Company
Valdosta, GA
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5-Year Return on Average Assets 1.48%
Net Income 3.85M
Net Interest Spread 4.76%
Operating Profit to Average Assets 2.52%
Overhead Efficiency Ratio 55.38%
Return on Assets 1.96%
Return on Equity 20.70%