| Weiss Ratings |
Commercial Banking Company
Valdosta, GA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Commercial Banking Company
Valdosta, GA |
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| FDIC Number | 16246 | |||
| Phone Number | (229) 242-7600 | |||
| Website | www.cbcbank.com | |||
| Asset Quality |
Commercial Banking Company
Valdosta, GA |
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| 1-Year Asset Growth | 1.68% | |||
| 5-Year Asset Growth | 9.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 0.82% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
Commercial Banking Company
Valdosta, GA |
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| Total Assets | 373.86M | |||
| Total Deposits | 334.88M | |||
| Capital and Reserves |
Commercial Banking Company
Valdosta, GA |
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| Capital | 34.96M | |||
| Leverage Ratio | 10.34 | |||
| Loan Loss Reserves to Loans | 1.37% | |||
| Risk-Based Capital Ratio | 15.95 | |||
| Liquidity |
Commercial Banking Company
Valdosta, GA |
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| Hot Money Ratio | 24.36% | |||
| Liquidity Ratio | 23.52% | |||
| Profitability |
Commercial Banking Company
Valdosta, GA |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 4.81M | |||
| Net Interest Spread | 4.90% | |||
| Operating Profit to Average Assets | 2.28% | |||
| Overhead Efficiency Ratio | 57.43% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 18.42% | |||