Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.2 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 25.0 percent and a “hot money” ratio of 15.8 percent. Fair current capitalization (4.0 on a scale of 0 to 10) based on a risk-based capital ratio of 10.9 and a capital leverage ratio of 6.0.
Asset Mix:
Securities (44%), comm re (22%), home mtgs (12%), cash (7%), comm loans (2%), home eq lns (1%), consumer loans (0%), other (12%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Devon Bancorp, Inc.
Investment Rating
--
Address
6445 North Western Avenue
Chicago, IL 60645
Chicago, IL 60645
Phone Number
(773) 465-2500
Year Founded
1945
FDIC Number
Website
Largest Affiliates
No affiliate information available.