Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.0 on a scale of 0 to 10).
Other Rating Factors:
Weak current capitalization (1.8 on a scale of 0 to 10) based on a risk-based capital ratio of 10.5 and a capital leverage ratio of 6.0. Fair liquidity 3.7, driven by a liquidity ratio of 22.7 percent and a “hot money” ratio of 17.7 percent.
Asset Mix:
Securities (43%), comm re (22%), home mtgs (13%), cash (4%), comm loans (2%), home eq lns (1%), consumer loans (0%), other (14%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Devon Bancorp, Inc.
Investment Rating
--
Address
6445 North Western Avenue
Chicago, IL 60645
Chicago, IL 60645
Phone Number
(773) 465-2500
Year Founded
1945
FDIC Number
Website
Largest Affiliates
No affiliate information available.