C
Peoples Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.96
Leverage
Ratio
10.57
Return On
Assets
1.89%
Total
Assets
1.11B
Capital
117.99M
Total
Deposits
942.51M
Net
Income
10.17M
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Weiss Ratings Peoples Bank
Rock Valley, IA 		Click to
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Rating C
Asset Quality Index 5.50
Capitalization Index 9.40
Liquidity Index 0.50
Profitability Index 7.60
Stability Index 3.70
Company Info Peoples Bank
Rock Valley, IA 		Click to
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FDIC Number 16265
Phone Number (712) 476-2746
Website www.peoples-ebank.com
Asset Quality Peoples Bank
Rock Valley, IA 		Click to
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1-Year Asset Growth 14.50%
5-Year Asset Growth 13.05%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 6.81%
Non-Performing Loans to Loans 0.01%
Balance Sheet Peoples Bank
Rock Valley, IA 		Click to
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Total Assets 1.11B
Total Deposits 942.51M
Capital and Reserves Peoples Bank
Rock Valley, IA 		Click to
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Capital 117.99M
Leverage Ratio 10.57
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 12.96
Liquidity Peoples Bank
Rock Valley, IA 		Click to
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Hot Money Ratio 20.92%
Liquidity Ratio 11.20%
Profitability Peoples Bank
Rock Valley, IA 		Click to
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5-Year Return on Average Assets 1.72%
Net Income 10.17M
Net Interest Spread 3.94%
Operating Profit to Average Assets 1.95%
Overhead Efficiency Ratio 50.57%
Return on Assets 1.89%
Return on Equity 17.57%