C
Peoples Bank
Rating Date
March 2026
Risk Based
Capital Ratio
13.15
Leverage
Ratio
10.69
Return On
Assets
1.91%
Total
Assets
1.18B
Capital
129.13M
Total
Deposits
1.00B
Net
Income
21.20M
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Weiss Ratings Peoples Bank
Rock Valley, IA 		Click to
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Rating C
Asset Quality Index 4.30
Capitalization Index 9.50
Liquidity Index 0.30
Profitability Index 8.20
Stability Index 3.70
Company Info Peoples Bank
Rock Valley, IA 		Click to
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FDIC Number 16265
Phone Number (712) 476-2746
Website www.peoples-ebank.com
Asset Quality Peoples Bank
Rock Valley, IA 		Click to
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1-Year Asset Growth 11.52%
5-Year Asset Growth 12.15%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 8.18%
Non-Performing Loans to Loans 0.65%
Balance Sheet Peoples Bank
Rock Valley, IA 		Click to
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Total Assets 1.18B
Total Deposits 1.00B
Capital and Reserves Peoples Bank
Rock Valley, IA 		Click to
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Capital 129.13M
Leverage Ratio 10.69
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 13.15
Liquidity Peoples Bank
Rock Valley, IA 		Click to
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Hot Money Ratio 22.29%
Liquidity Ratio 11.51%
Profitability Peoples Bank
Rock Valley, IA 		Click to
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5-Year Return on Average Assets 1.72%
Net Income 21.20M
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 49.23%
Return on Assets 1.91%
Return on Equity 17.68%