C
Peoples Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.07
Leverage
Ratio
10.64
Return On
Assets
1.94%
Total
Assets
1.15B
Capital
124.47M
Total
Deposits
953.94M
Net
Income
15.87M
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Weiss Ratings Peoples Bank
Rock Valley, IA 		Click to
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Rating C
Asset Quality Index 5.50
Capitalization Index 9.50
Liquidity Index 0.40
Profitability Index 8.20
Stability Index 3.70
Company Info Peoples Bank
Rock Valley, IA 		Click to
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FDIC Number 16265
Phone Number (712) 476-2746
Website www.peoples-ebank.com
Asset Quality Peoples Bank
Rock Valley, IA 		Click to
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1-Year Asset Growth 13.97%
5-Year Asset Growth 13.05%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 7.31%
Non-Performing Loans to Loans 0.08%
Balance Sheet Peoples Bank
Rock Valley, IA 		Click to
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Total Assets 1.15B
Total Deposits 953.94M
Capital and Reserves Peoples Bank
Rock Valley, IA 		Click to
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Capital 124.47M
Leverage Ratio 10.64
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 13.07
Liquidity Peoples Bank
Rock Valley, IA 		Click to
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Hot Money Ratio 21.30%
Liquidity Ratio 11.62%
Profitability Peoples Bank
Rock Valley, IA 		Click to
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5-Year Return on Average Assets 1.72%
Net Income 15.87M
Net Interest Spread 4.00%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 49.63%
Return on Assets 1.94%
Return on Equity 18.00%