C
Peoples Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.73
Return On
Assets
2.11%
Total
Assets
1.25B
Capital
138.71M
Total
Deposits
1.05B
Net
Income
12.81M
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Weiss Ratings Peoples Bank
Rock Valley, IA 		Click to
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Rating C
Asset Quality Index 4.30
Capitalization Index 9.60
Liquidity Index 0.70
Profitability Index 8.20
Stability Index 10.00
Company Info Peoples Bank
Rock Valley, IA 		Click to
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FDIC Number 16265
Phone Number (712) 476-2746
Website www.peoples-ebank.com
Asset Quality Peoples Bank
Rock Valley, IA 		Click to
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1-Year Asset Growth 12.68%
5-Year Asset Growth 12.15%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 6.31%
Non-Performing Loans to Loans 0.51%
Balance Sheet Peoples Bank
Rock Valley, IA 		Click to
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Total Assets 1.25B
Total Deposits 1.05B
Capital and Reserves Peoples Bank
Rock Valley, IA 		Click to
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Capital 138.71M
Leverage Ratio 10.73
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity Peoples Bank
Rock Valley, IA 		Click to
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Hot Money Ratio 21.34%
Liquidity Ratio 9.57%
Profitability Peoples Bank
Rock Valley, IA 		Click to
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5-Year Return on Average Assets 1.72%
Net Income 12.81M
Net Interest Spread 4.12%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 47.97%
Return on Assets 2.11%
Return on Equity 19.25%